# dLocal

**Canonical:** https://apis.io/providers/dlocal/  
**Website:** https://www.dlocal.com/  
**APIs profiled:** 17

dLocal is an emerging markets payment platform that enables global merchants to accept and disburse local payment methods and currencies through a single REST API. The platform covers 60+ countries across Africa, Asia, and Latin America, providing payins, payouts, and platform-as-a-service capabilities with 1,000+ local payment methods including cards, cash, bank transfers, mobile money, and eWallets.

## Kin Score — 38.6 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 38.6).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 61.8 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 26.6 (matched via tags).

## Agent readiness — 40.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Enterprise · Self-serve signup — onboarding: self-serve, pricing: enterprise, trial: no (confidence: high).

## APIs (17)

- **dLocal Payouts API** — Distribute funds globally with multi-currency support and local compliance across 60+ emerging market countries. Includes payout submission and retrieval, balance checking, quot...
- **dLocal Platforms API** — Complete solution for marketplaces and platforms with automated account onboarding, KYC information handling, bank account management, transfer operations, and account status an...
- **dLocal Verification API** — Identity verification and document management API supporting verification creation and retrieval, document management, and status updates for compliance workflows across emergin...
- **dLocal Accounts API** — Platform sub-account management
- **dLocal Balance API** — Query account balances
- **dLocal Bank Accounts API** — Bank account registration and management
- **dLocal Chargebacks API** — Manage chargeback disputes
- **dLocal Currency API** — Foreign exchange rate queries
- **dLocal Documents API** — Document upload and management
- **dLocal KYC API** — Know Your Customer verification
- **dLocal Payment Methods API** — Query available local payment methods
- **dLocal Payments API** — Create and manage payment transactions
- **dLocal Payouts API** — Submit and manage disbursements
- **dLocal Refunds API** — Reverse payment transactions
- **dLocal Tokens API** — Card tokenization operations
- **dLocal Transfers API** — Fund transfers between accounts
- **dLocal Verifications API** — Identity verification requests

## Agentic access (1)

- **Dlocal Agentic Access** — 34 operations · 18 acting

## Security (2)

- **Dlocal Authentication** — apiKey · 1 scheme
- **Dlocal Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Dlocal Plans Pricing**

## Tags

Payments, Emerging Markets, Payins, Payouts, Fintech, Latin America, Africa, Asia, Local Payment Methods, Payment Processing

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/dlocal/). Scores are computed from the provider's own public artifacts under a published rubric.