# Djamo

**Canonical:** https://apis.io/providers/djamo/  
**Website:** https://www.djamo.com/  
**APIs profiled:** 1

Djamo is a mobile-first fintech serving Côte d'Ivoire and Sénégal, giving 1.5M+ users current and savings accounts with an IBAN, virtual and physical Visa cards, money transfers to Mobile Money and bank accounts, bill payments, short-term credit, and BRVM investment products. For businesses, Djamo exposes a REST Business API that lets companies collect payments ("Pay with Djamo"), send single and mass transfers to recipients by phone number, check their real-time balance, and manage marketplace sub-companies, secured with bearer tokens and HMAC-signed webhooks. Djamo is a Y Combinator alumnus backed by investors including Partech.

## Kin Score — 30.4 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 30.4).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 47.8 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 16.7 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 16.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | derived |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Djamo Business API** — REST API for businesses to collect payments, send single and mass transfers, check balance, manage sub-companies, and receive HMAC-signed webhooks.

## MCP servers (1)

- **Djamo MCP Server**

## Security (2)

- **Djamo Authentication** — http · 2 schemes
- **Djamo Domain Security** — TLSv1.3

## Tags

Company, Financial-Services, Fintech, Payments, Banking, Money Transfer, Africa, Côte d'Ivoire, Sénégal

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/djamo/). Scores are computed from the provider's own public artifacts under a published rubric.