# Divvy

**Canonical:** https://apis.io/providers/divvy/  
**Website:** https://getdivvy.com/  
**APIs profiled:** 0

Divvy is a corporate card and spend-management platform (free software plus business credit cards) that was acquired by BILL and now operates as BILL Spend & Expense; getdivvy.com redirects to bill.com. Its API for budgets, users, virtual cards, transactions, and reimbursements is delivered through the BILL developer platform (developer.bill.com) as part of the BILL v3 API, authenticated with a Spend & Expense API token, with a documented webhook event surface, dated changelog, sandbox environment, and per-token rate limits. This profile was surfaced as an Insight Partners portfolio company and has been enriched from BILL's public developer surface.

## Kin Score — 42.0 / 100 (developing)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 42.0).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 45.1 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 55.3 |
| Developer Ergonomics | 45.2 |
| Commercial Clarity | 44.7 |
| Access Clarity | 44.7 |

Regulatory layer — **Payments**: 31.3 (matched via tags).

## Agent readiness — 35.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## Security (2)

- **Divvy Authentication** — apiKey · 3 schemes
- **Divvy Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Payments, Spend Management, Corporate Cards, Expense Management, Fintech, Bill

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/divvy/). Scores are computed from the provider's own public artifacts under a published rubric.