# Brightfield Software

**Canonical:** https://apis.io/providers/distyra/  
**Website:** https://distyra.eu/  
**APIs profiled:** 1

Brightfield Software, operating under the Distyra brand, provides European bank data APIs that deliver raw transaction information distilled into actionable signals. Their platform offers products for data enrichment, underwriting, and compliance, tailored to European payment formats and regulations. Built in the EU, Distyra ensures data residency and privacy, supporting developers with comprehensive documentation, pricing plans, and a status page. The service aims to simplify access to bank data for fintech applications, offering a free tier and enterprise options.

## Kin Score — 45.0 / 100 (developing)

Scored 2026-11-06 under rubric 0.27.0. Trend: falling (-9.7 from 54.7).

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 56.0 |
| Contract Governance | 35.6 |
| Operational Transparency | 28.9 |
| Developer Ergonomics | 37.5 |
| Access Clarity | 47.4 |

Regulatory layer — **Banking & Open Finance**: 26.8 (matched via tags).

## Agent readiness — 28.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | derived |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | paginated |
| Operation Distinctiveness | distinct |
| MCP Tool Quality | na |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: medium).

## APIs (9)

- **Brightfield Software Authentication API** — The authentication API from Brightfield Software — 1 operation(s) for authentication.
- **Brightfield Software Billing API** — The billing API from Brightfield Software — 2 operation(s) for billing.
- **Brightfield Software Catalog API** — Read access to merchant catalog + taxonomy
- **Brightfield Software Connect API** — Live PSD2/AIS bank connections (Distyra Connect). Fetch normalized transactions from a bank account on demand. Nothing is stored. `mode` says whose account it is: `own` (your or...
- **Brightfield Software Enrichment API** — Single + batch enrichment
- **Brightfield Software Feedback API** — Customer corrections + confirmations
- **Brightfield Software System API** — Health, version, status
- **Brightfield Software Underwriting API** — Applicant-level underwriting feature layer: turnover, recurring revenue, debt service, customer concentration, tax payments, statutory contributions. Lender-side persistence onl...
- **Brightfield Software Webhooks API** — Webhook endpoint management (register, list, rotate signing secret). What arrives at your URL is the `WebhookDelivery` schema: the envelope, the fields on each event, the retry ...

## Agentic access (1)

- **Distyra Agentic Access** — 50 operations · 26 acting · 3 human-in-the-loop

## Security (3)

- **Distyra Authentication** — http · 1 scheme
- **Distyra Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Distyra Vulnerability Disclosure** — security.txt · contact published

## Plans (2)

- **Distyra Plans Pricing**
- **Distyra Price Estimates**

## Tags

Company, Banking, Fintech, European

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/distyra/). Scores are computed from the provider's own public artifacts under a published rubric.