# Discover

**Canonical:** https://apis.io/providers/discover/  
**APIs profiled:** 13

Discover is a financial services company that offers a range of products and services to help individuals manage their money. They provide credit cards, personal loans, home equity loans, and savings and checking accounts. Discover also operates an online banking platform that allows customers to easily access and manage their accounts from anywhere. Additionally, Discover offers cash back rewards and other perks to help customers make the most of their finances.

## Kin Score — 23.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 23.5).

| Facet | Score |
|---|---|
| Discoverability | 55.6 |
| Contract Quality | 43.3 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 36.8 |
| Access Clarity | 36.8 |

Regulatory layer — **Payments**: 21.9 (matched via tags).

## Agent readiness — 18.4 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (13)

- **Discover HCE Wallet Services** — Discover HCE Wallet Services offers a secure and convenient way for customers to add their Discover card to their mobile devices for contactless payments. By utilizing Host Card...
- **Discover SE Wallet Services** — Discover SE Wallet Services is a leading financial technology company that specializes in providing secure and innovative digital wallet solutions for consumers. Our platform en...
- **Discover Side-By-Side Token Services** — SXS tokens are alternate tokens provisioned by a Token Requestor in addition to primary tokens they provisioned from front-of-card brands. As the primary token may be subject to...
- **Discover Stored Payment Tokens** — Discover Stored Payment Tokens is a secure way for customers to store their payment information for future use. By tokenizing the payment data, sensitive information such as cre...
- **Discover Airport Lounge & Travel Program** — Discover Airport Lounge & Travel Program provides exclusive access to premium airport lounges worldwide, offering travelers a comfortable and luxurious space to relax and unwind...
- **Discover ATM Locator** — Discover ATM Locator is a user-friendly tool that allows cardholders to easily find nearby ATMs where they can access their accounts and withdraw cash. By simply entering their ...
- **Discover DCI Customer Service** — Discover DCI Customer Service is dedicated to providing exceptional service to all customers who reach out for assistance. Our team is knowledgeable and eager to address any que...
- **Discover Enhanced Decisioning API** — Discover Enhanced Decisioning API is a powerful tool that allows businesses to make smarter and faster decisions by leveraging advanced data analytics and machine learning algor...
- **Discover Fraud Alerts** — Discover Fraud Alerts is a service provided by Discover Financial Services that helps protect cardholders from unauthorized and fraudulent activity on their accounts. When unusu...
- **Discover Country Acceptance** — Discover Country Acceptance is a financial institution that specializes in providing loans to individuals in rural and underserved communities. They understand the unique challe...
- **Discover Currency Converter** — Discover Currency Converter is a user-friendly tool that allows individuals to easily convert between different currencies. With a simple interface, users can input the amount o...
- **Discover Tip Etiquette** — Discover Tip Etiquette is a platform designed to educate individuals on the proper etiquette and practices when it comes to tipping. This includes providing guidance on how much...
- **Discover Travel Guides** — Discover Travel Guides is a comprehensive travel planning and booking service that helps travelers create unforgettable and seamless travel experiences. From researching destina...

## Security (1)

- **Discover Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Plans (1)

- **Discover Plans Pricing**

## Tags

Credit Cards, Fortune 500

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/discover/). Scores are computed from the provider's own public artifacts under a published rubric.