# Digio

**Canonical:** https://apis.io/providers/digio/  
**Website:** https://www.digio.in/  
**APIs profiled:** 1

Digio is an India-based digital trust and paperwork automation platform. Its REST APIs deliver legally-valid Aadhaar and OTP eSign, eStamping, KYC (CKYC, KRA, DigiLocker, offline Aadhaar, and Video KYC), eNACH/NACH eMandates and UPI Autopay recurring payments, AML/CFT screening, and template-based document and agreement management. All endpoints use HTTPS with HTTP Basic authentication.

## Kin Score — 53.2 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.6 from 53.8).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 64.5 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 51.8 |
| Commercial Clarity | 65.8 |
| Access Clarity | 65.8 |

## Agent readiness — 29.6 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (6)

- **Digio DigiLocker API** — Fetch government-issued documents (Aadhaar, PAN, driving licence and others) directly from India's DigiLocker with citizen consent for KYC.
- **Digio AML/CFT API** — DigiShield - Anti-Money-Laundering and Counter-Financing-of-Terrorism screening and ongoing monitoring against sanctions and watchlists.
- **Digio Documents API** — DigiDocs - template-based document and agreement creation with eStamp.
- **Digio eMandate API** — DigiCollect - eNACH / NACH electronic mandates for recurring debit.
- **Digio eSign API** — DigiSign - Aadhaar and OTP based legally-valid electronic signatures.
- **Digio KYC API** — DigiKYC - identity verification via CKYC, KRA, DigiLocker, and offline Aadhaar.

## MCP servers (1)

- **Digio MCP Server**

## Agentic access (1)

- **Digio Agentic Access** — 10 operations · 6 acting · 4 human-in-the-loop

## Security (4)

- **Digio Authentication** — http · 1 scheme
- **Digio Domain Security** — no transport/DNS hardening detected
- **Digio Vulnerability Disclosure** — contact published
- **Digio Trust Center** — ISO 27001, SOC 2

## Plans (1)

- **Digio Plans Pricing**

## Tags

eSign, KYC, eNACH, eMandate, Digital Signature, India, Fintech, Identity Verification

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/digio/). Scores are computed from the provider's own public artifacts under a published rubric.