# Dharma Labs

**Canonical:** https://apis.io/providers/dharma-labs/  
**Website:** https://dharma.io  
**APIs profiled:** 0

Dharma Labs was a decentralized-finance company that built Dharma Protocol, an open-source Ethereum protocol for tokenized debt and peer-to-peer lending, and later the Dharma non-custodial smart wallet. It was backed by Polychain and was acquired by OpenSea in 2021. The company is defunct: its developer surface at dharma.io is now a parked, for-sale domain with no live API, documentation, or well-known discovery endpoints. Real, first-party remnants still survive on the public registries — the GitHub organization dharmaprotocol (26 public repos, including the dharma.js client library, charta smart contracts, developer-docs, and the dapp-wallet) and the npm package @dharmaprotocol/dharma.js, which is published but explicitly marked DEPRECATED. This profile captures those honest historical artifacts; the provider ships no maintained API today.

## Kin Score — 6.8 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 6.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, DeFi, Cryptocurrency, Ethereum, Lending, Blockchain, Smart Contracts, Defunct

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/dharma-labs/). Scores are computed from the provider's own public artifacts under a published rubric.