# Depay

**Canonical:** https://apis.io/providers/depay/  
**Website:** https://depay.us/en/  
**APIs profiled:** 0

Depay (Depayments S.A.) is a Latin American cross-border payment infrastructure company that connects banks, wallets, and fintechs to the region's instant payment rails through a single API integration, enabling real-time international payments with settlement in local currency. Depay bridges interoperability across PIX (Brazil), Transferencias 3.0 (Argentina), Bre-B (Colombia), QR BCR (Peru), and QR BCB (Bolivia), and offers QR-code collection products for online and in-person checkout. Founded in Buenos Aires and backed by Techstars (Payments Powered by Stellar and MoneyGram), the company raised a $4M round to expand its real-time payment network across LATAM.

## Kin Score — 4.1 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 4.1).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 6.6 |
| Access Clarity | 6.6 |

Regulatory layer — **Payments**: 9.4 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Depay Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Payments, Cross-Border Payments, Fintech, Instant Payments, Latin America, QR Payments, Payment Infrastructure

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/depay/). Scores are computed from the provider's own public artifacts under a published rubric.