# DebtBook

**Canonical:** https://apis.io/providers/debtbook/  
**Website:** https://www.debtbook.com/  
**APIs profiled:** 0

DebtBook (a trademark of Fifth Asset, Inc., Charlotte, NC) is a cloud-based treasury and accounting software platform built for public finance teams — state and local government, K-12 and higher education, healthcare, and nonprofits. The platform covers debt management, cash management, investment management, contract management, and lease/subscription accounting under GASB 87, GASB 96 and ASC 842, plus an AI layer (Insights and the Marty analyst) that produces daily briefings and plain-English answers over an organization's treasury data. DebtBook's Cash Management product pulls real-time bank account data into the platform through a secure API integration powered by Koxa's Treasury Gateway, connecting customers to accounts at PNC, Regions Bank, Bank of America, JPMorgan, Wells Fargo and a growing list of US banks. As of this profile DebtBook publishes no public developer portal, no API reference, and no machine-readable API contract — its API surface is an inbound, contracted integration governed by published API integration terms rather than a self-service developer program.

## Kin Score — 31.7 / 100 (thin)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 31.7).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 12.5 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 17.4 |
| Commercial Clarity | 60.5 |

Regulatory layer — **Health**: 45.0 (matched via tags).

## Agent readiness — 12.6 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (4)

- **Debtbook Authentication** — openIdConnect/oauth2 · 1 scheme
- **Debtbook Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Debtbook Vulnerability Disclosure** — Hackerone · contact published
- **Debtbook Trust Center** — SOC 1 Type 1, SOC 1 Type 2, SOC 2 Type 1, SOC 2 Type 2, CSA STAR Level One

## Tags

Company, Treasury Management, Government, Public Finance, Debt Management, Cash Management, Accounting, Lease Accounting, Investment Management, Nonprofit, Higher Education, Healthcare, SaaS

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/debtbook/). Scores are computed from the provider's own public artifacts under a published rubric.