# Dayforward

**Canonical:** https://apis.io/providers/dayforward/  
**Website:** https://dayforward.io/  
**APIs profiled:** 1

Dayforward is a New York-based life insurance technology and services group founded in 2019 by Aaron Shapiro. It owns Commercial Travelers Life Insurance Company (NY-domiciled carrier) and Dayforward Insurance Agency LLC (licensed in all 50 states), and sells income-replacement term life insurance direct to consumers at dayforward.com. Since pivoting to B2B at dayforward.io it licenses Workbench — a SaaS platform covering the full life insurance lifecycle from agent selling and automated underwriting through policy administration and service — plus managed distribution, underwriting and administration services to other carriers and distributors. Workbench is marketed as including "APIs, plug-and-play widgets, single sign-on support, and robust administration tools", but Dayforward publishes no public developer portal, API documentation, OpenAPI definition or SDKs.

## Kin Score — 19.2 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 19.2).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 0.0 |
| Governance | 3.1 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 4.3 |
| Commercial Clarity | 34.2 |

Regulatory layer — **Insurance**: 28.8 (matched via tags).

## Agent readiness — 3.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## APIs (1)

- **Dayforward GraphQL API** — A live GraphQL endpoint at api.dayforward.com/graphql that backs the Dayforward consumer application. Observed responding to GraphQL over HTTP POST (an empty operation returns a...

## Security (1)

- **Dayforward Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Insurance, Life Insurance, Insurtech, Financial Services, Underwriting, Policy Administration, SaaS, GraphQL

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/dayforward/). Scores are computed from the provider's own public artifacts under a published rubric.