# Danske Bank (UK) **Canonical:** https://apis.io/providers/danske-bank-uk/ **Website:** https://www.danskebank.co.uk/ **APIs profiled:** 11 Danske Bank (UK) is the trading name of Northern Bank Limited, a retail and commercial bank headquartered in Belfast and the largest bank in Northern Ireland. It is a wholly owned subsidiary of Denmark's Danske Bank Group and is authorised by the UK Prudential Regulation Authority and regulated by the Financial Conduct Authority and PRA. As "Northern Bank Limited t/a Danske Bank" it is one of the CMA9 - the nine largest current-account providers mandated by the UK Competition and Markets Authority to implement the Open Banking standard - and an FCA-authorised ASPSP under PSD2. It publishes the UK Open Banking (OBIE) API family: a public, unauthenticated Open Data API (ATMs, branches, personal and business current accounts, unsecured SME loans, commercial credit cards) and the FAPI-secured Read/Write APIs for Account and Transaction Information (AIS), Payment Initiation (PIS), Confirmation of Funds (CBPII), Variable Recurring Payments (VRP), and Events, alongside a suite of premium corporate APIs (account transaction and balance reporting, payment collection, corporate payment initiation, and FX trade reporting and execution) exposed through the Danske Bank developer portal. ## Kin Score — 47.8 / 100 (developing) Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 47.8). | Facet | Score | |---|---| | Discoverability | 81.5 | | Contract Quality | 59.2 | | Governance | 16.7 | | Contract Governance | 16.7 | | Operational Transparency | 7.9 | | Developer Ergonomics | 49.4 | | Commercial Clarity | 28.9 | | Access Clarity | 28.9 | Regulatory layer — **Banking & Open Finance**: 72.2 (matched via tags). ## Agent readiness — 54.9 (agent-native) | Dimension | Value | |---|---| | Spec Presence | yes | | Agentic Access | derived | | Reversibility Documented | no | | MCP Server | no | | Auth Clarity | yes | | Idempotency | verified | | Error Semantics | verified | | OpenAPI Examples | verified | | Rate Limit Signal | verified | | Event Surface Described | derived | | Agent Skills | derived | | Well Known Catalog | no | | Consent Identity | no | | Agent Card | no | | Dry Run Mode | no | ## Access Self-serve signup · Open Data public — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium). ## APIs (11) - **Danske Bank (UK) Open Data API** — Public, unauthenticated UK Open Banking Open Data API (OBIE Open Data v2.2) publishing reference data for Danske Bank (UK) - ATM and branch locations, personal and business curr... - **Danske Bank (UK) Account and Transaction API** — OBIE Read/Write Account and Transaction Information API (AIS, v4.0) for accessing account details, balances, transactions, beneficiaries, standing orders, direct debits, and sta... - **Danske Bank (UK) Payment Initiation API** — OBIE Read/Write Payment Initiation API (PIS, v4.0) for initiating domestic, scheduled, standing-order, file, and international payments. FAPI-secured with OAuth2/OIDC, mutual-TL... - **Danske Bank (UK) Confirmation of Funds API** — OBIE Read/Write Confirmation of Funds API (CBPII, v4.0) for card-based payment instrument issuers to confirm the availability of funds on an account. FAPI-secured with OAuth2/OI... - **Danske Bank (UK) Variable Recurring Payments API** — OBIE Read/Write Variable Recurring Payments API (VRP, v4.0) for setting up domestic VRP consents and executing recurring payments within agreed parameters. FAPI-secured with OAu... - **Danske Bank (UK) Events API** — OBIE Read/Write Event Notification API (v4.0) delivering real-time notifications on account and payment activities to registered TPPs. FAPI-secured with OAuth2/OIDC and mutual-T... - **Danske Bank (UK) Account Transaction & Balance API** — Premium first-party corporate API providing real-time access to account transactions and balances, published on the Danske Bank developer portal and served from the corporate AP... - **Danske Bank (UK) Payment Collection API** — Premium first-party corporate API for initiating and managing collection (direct debit style) payment services, published on the Danske Bank developer portal with a public mock ... - **Danske Bank (UK) Premium Payment Initiation API** — Premium first-party corporate payment initiation API for submitting and managing corporate payment orders, published on the Danske Bank developer portal with a public mock sandbox. - **Danske Bank (UK) FX Trade Report API** — Premium first-party API providing access to open and historical FX trade reports with date-range filtering, counterpart filtering, and pagination, published on the Danske Bank d... - **Danske Bank (UK) FX Trade Execution API** — Premium first-party API for executing FX trades against existing quotes, published on the Danske Bank developer portal with a public mock sandbox. ## MCP servers (1) - **Danske Bank (UK) MCP Server** ## Agentic access (1) - **Danske Bank Uk Agentic Access** — 81 operations · 26 acting ## Security (2) - **Danske Bank Uk Authentication** — apiKey/http · 3 schemes - **Danske Bank Uk Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC ## Tags Financial-Services, Banking, Open Banking, PSD2, OBIE, CMA9, United Kingdom, Northern Ireland, Payments, Account Information, FAPI, Fintech --- Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/danske-bank-uk/). Scores are computed from the provider's own public artifacts under a published rubric.