# Dalma

**Canonical:** https://apis.io/providers/dalma/  
**Website:** https://www.dalma.co  
**APIs profiled:** 0

Dalma is a French insurtech offering pet health insurance for dogs and cats, reimbursing veterinary bills (up to 100%, no deductible, EUR 2,500 annual ceiling) with fast payouts (50% within 30 seconds) and unlimited teleconsultations with veterinarians via its mobile app. Founded in Paris and backed by Northzone, Dalma insures 60,000+ pets across France and has expanded to Germany. It is a direct-to-consumer insurance brand with a member app (app.dalma.co) and a quote/subscription funnel; it publishes no public developer API, OpenAPI definition, SDK, or developer portal at this time.

## Kin Score — 11.0 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Dalma Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Consumer, Insurance, Insurtech, Pet Insurance, Pets, Veterinary, France

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/dalma/). Scores are computed from the provider's own public artifacts under a published rubric.