# DailyPay

**Canonical:** https://apis.io/providers/dailypay/  
**Website:** https://www.dailypay.com/  
**APIs profiled:** 1

DailyPay is an on-demand pay (earned wage access) platform that lets employees access wages they have already earned before the scheduled payday. The company sells to employers across healthcare, retail, restaurants, manufacturing, hospitality and the public sector, and integrates with 180+ HCM, payroll and time-management systems. Its developer surface — the DailyPay REST API — is a json:api-shaped OAuth 2.0 / OpenID Connect API covering people, jobs, organizations, paychecks, accounts (including the EARNINGS_BALANCE account that carries available earnings), transfers and PCI-scoped debit-card tokenization, complemented by DailyPay Elements, a set of hosted drop-in iframe components for embedding on-demand pay into partner applications.

## Kin Score — 60.6 / 100 (strong)

Scored 2026-08-24 under rubric 0.13.0. Trend: flat (-0.4 from 61.0).

| Facet | Score |
|---|---|
| Discoverability | 87.0 |
| Contract Quality | 55.9 |
| Governance | 30.3 |
| Contract Governance | 30.3 |
| Operational Transparency | 28.9 |
| Developer Ergonomics | 73.2 |
| Commercial Clarity | 50.0 |
| Access Clarity | 50.0 |

Regulatory layer — **Payments**: 71.9 (matched via tags).

## Agent readiness — 47.3 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | verified |
| Auth Clarity | served |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **DailyPay Rest API** — Embed DailyPay and On Demand Pay features into your application. A json:api-compliant REST API covering jobs, accounts, transfers, paychecks, organizations, people and debit-car...

## MCP servers (1)

- **DailyPay MCP Server**

## Agentic access (1)

- **Dailypay Agentic Access** — 18 operations · 6 acting

## Security (4)

- **Dailypay Authentication** — oauth2/openIdConnect · 2 schemes
- **Dailypay Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Dailypay Vulnerability Disclosure** — Hackerone · security.txt
- **Dailypay Trust Center** — SOC 2, ISO 27001, PCI DSS

## Tags

Company, Payments, Payroll, Human Resources, Earned Wage Access, On-Demand Pay, Financial-Services, Fintech, Money Transfer, Benefits

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/dailypay/). Scores are computed from the provider's own public artifacts under a published rubric.