# CyberSource

**Canonical:** https://apis.io/providers/cybersource/  
**Website:** https://developer.cybersource.com/  
**APIs profiled:** 84

CyberSource, a Visa solution, is a global payment management platform that enables businesses to accept payments online, in-app, and in-person. It provides REST APIs for payment authorization and processing, fraud management via Decision Manager, payment tokenization, recurring billing, payouts, and comprehensive post-transaction reporting. The platform operates across 190+ countries and supports card-present, card-not-present, digital wallets, alternative payment methods, and buy-now-pay-later integrations.

## Kin Score — 40.6 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 40.6).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 56.1 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 57.1 |
| Commercial Clarity | 28.9 |
| Access Clarity | 28.9 |

Regulatory layer — **Payments**: 23.4 (matched via tags).

## Agent readiness — 39.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | verified |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | verified |
| Error Semantics | no |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Freemium — onboarding: unknown, pricing: freemium, trial: no (confidence: medium).

## APIs (84)

- **CyberSource Token Management Service (TMS) API** — Securely tokenizes, stores, and manages customer payment credentials and card data. Supports instrument identifiers, payment instruments, customer profiles, network tokens, and ...
- **CyberSource Decision Manager API** — Provides AI-powered fraud detection and risk management using machine learning models trained on Visa and CyberSource transaction data. Offers real-time fraud scoring, custom ru...
- **CyberSource Recurring Billing API** — Enables subscription management and automated recurring payments without storing sensitive card data. Create and manage subscription plans, customer billing agreements, and on-d...
- **CyberSource Payouts API** — Delivers funds directly to recipients via eligible Visa and Mastercard debit accounts using Account Funding Transactions (AFT) and Original Credit Transactions (OCT). Supports u...
- **CyberSource Flex Microform API** — PCI DSS-compliant hosted payment field solution that replaces sensitive card input fields with secure CyberSource-hosted iFrame components. Encrypts card data on the customer's ...
- **CyberSource Unified Checkout API** — Pre-built, customizable payment acceptance widget supporting multiple payment methods from a single integration. Supports credit/debit cards, digital wallets (Apple Pay, Google ...
- **CyberSource Payer Authentication (3D Secure) API** — Implements 3D Secure 2.x authentication to reduce fraud liability and enable frictionless payment experiences. Checks enrollment, validates payer authentication responses, and i...
- **CyberSource Reporting API** — Generates financial, reconciliation, and operational reports covering transaction history, settlement data, chargebacks, and OCT activity. Supports on-demand report generation, ...
- **CyberSource Transaction Search API** — Enables merchants to query, filter, and retrieve transaction records by various criteria including date range, amount, card type, merchant reference number, and transaction stat...
- **CyberSource Webhooks API** — Event-driven notification system that delivers real-time alerts for payment events, fraud decisions, and system state changes to merchant-configured endpoints. Supports digital ...
- **CyberSource Boarding API** — Programmatically creates and manages hierarchical merchant account structures representing business units, divisions, and sub-merchants. Enables ISOs, payment facilitators, and ...
- **CyberSource Invoicing API** — Creates and manages payment invoices with customizable fields, due dates, and customer information. Generates shareable payment links, tracks invoice status, and enables merchan...
- **CyberSource BIN Lookup API** — Identifies card type, issuing bank, country of origin, and fast funds eligibility based on the Bank Identification Number (BIN) extracted from payment card numbers. Helps mercha...
- **CyberSource Intelligent Commerce API** — Unified API suite for secure, cross-network agent-initiated payments enabling seamless merchant onboarding, card enrollment, and transaction management. Designed to support AI a...
- **CyberSource bankAccountValidation API** — The Visa Bank Account Validation Service is a new standalone product designed to validate customer's routing and bank account number combination for ACH transactions. Merchant's...
- **CyberSource Batches API** — Once a batch is created its status can be checked using the status resource. When the batch status is COMPLETED its report can then be retrieved.
- **CyberSource billingAgreements API** — A billingAgreement is a stand-alone transaction that is not linked to any previous transactions. It takes money from your merchant bank account and returns it to the customer.
- **CyberSource Bin Lookup API** — The Bin Lookup API from CyberSource — 1 operation(s) for bin lookup.
- **CyberSource capture API** — When you are ready to fulfill a customer's order and transfer funds from the customer's bank to your bank, capture the payment for that order.
- **CyberSource Chargeback Details API** — API for requesting Chargeback Details.
- **CyberSource Chargeback Summaries API** — API for requesting Chargeback Summaries.
- **CyberSource Conversion Details API** — API for retrieving conversion data for merchant
- **CyberSource Create New Webhooks API** — Create a new webhook connection
- **CyberSource Credentials API** — MPP (Machine Payment Protocol) token provisioning and encrypted credential generation. Use these APIs to provision encrypted payment credentials for use in MPP Authorization Pay...
- **CyberSource credit API** — A credit is a stand-alone transaction that is not linked to any previous transactions. It takes money from your merchant bank account and returns it to the customer.
- **CyberSource Customer API** — A Customer can be linked to multiple Payment Instruments and Shipping Addresses. With one Payment Instrument and Shipping Address designated as the default. It stores merchant r...
- **CyberSource Customer Payment Instrument API** — A Customer Payment Instrument is linked to a Customer and an Instrument Identifier. It stores additional information in relation to a card number(PAN) or bank account (echeck).
- **CyberSource Customer Shipping Address API** — A Customer Shipping Address is linked to a Customer. It stores shipping information in relation to the Customer.
- **CyberSource Decision Manager API** — REST API for the Decision Manager Service
- **CyberSource Device De-Association API** — Remove Association of a Device.
- **CyberSource Device Search API** — Search and Retrieve Devices.
- **CyberSource Download DTD API** — API to download report DTDs
- **CyberSource Download XSD API** — API to download report XSDs
- **CyberSource EMVTagDetails API** — The EMVTagDetails API from CyberSource — 1 operation(s) for emvtagdetails.
- **CyberSource Enrollment API** — Card enrollment and tokenization for agentic payments. Use these APIs to register a consumer's payment card, creating a tokenized reference that can be used in subsequent purcha...
- **CyberSource Flex API API** — The Flex API enables merchants to securely accept customer payment information captured within a server-side application using a set of APIs. These APIs protect your customer's ...
- **CyberSource Instructions API** — Purchase intent lifecycle management for agentic payments. Use these APIs to create, update, and cancel purchase intents (instructions) that define what a consumer wants to buy,...
- **CyberSource Instrument Identifier API** — An Instrument Identifier represents a unique card number(PAN) or bank account (echeck). It can also be associated with a Network Token that can be used for payment transactions.
- **CyberSource Interchange Clearing Level Details API** — API for requesting Interchange Clearing Level data for an account or a merchant.
- **CyberSource Invoice Settings API** — Update the settings for the invoice payment page.
- …and 44 more, listed in full on the page.

## Agentic access (1)

- **Cybersource Agentic Access** — 183 operations · 120 acting

## Security (1)

- **Cybersource Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Plans**

## Tags

Payments, Payment Processing, Fraud Management, Tokenization, Recurring Billing, Payouts, Payment Gateway, Financial Technology

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cybersource/). Scores are computed from the provider's own public artifacts under a published rubric.