# Cuvva

**Canonical:** https://apis.io/providers/cuvva/  
**Website:** https://www.cuvva.com  
**APIs profiled:** 1

Cuvva is a UK insurtech that pioneered flexible, short-term car and van insurance sold entirely through its mobile apps. Founded in 2015 as the first app to sell temporary car insurance in the UK, it offers policies from one hour up to 28 days, learner-driver cover, drive-away cover for newly purchased vehicles, temporary van and motorhome insurance, and a rolling subscription product (formerly Flexi). Cuvva is FCA-authorised and has sold over 16 million policies to 1.7M+ drivers. Its engineering is built on a fleet of small single-purpose service APIs (auth, vehicle, MOT, motor-coverage, billing, promo, profile, upload, terms, notification and more), publicly documented on GitHub and secured with an in-house OAuth 2.0 implementation using JWT bearer tokens.

## Kin Score — 34.6 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 34.6).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 28.9 |
| Developer Ergonomics | 50.0 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 72.7 (matched via tags).

## Agent readiness — 12.0 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Cuvva Services API** — Cuvva's fleet of public single-purpose service APIs — auth (OAuth 2.0), vehicle lookup, MOT status, motor-coverage quotes/policies, billing, promo, profile, upload, terms, notif...

## Security (3)

- **Cuvva Authentication** — oauth2 · 2 schemes
- **Cuvva Domain Security** — TLSv1.3 · HSTS · DMARC
- **Cuvva Vulnerability Disclosure** — Hackerone · contact published

## Tags

Company, Insurance, Insurtech, Car Insurance, Financial-Services, Mobile, Authentication, United Kingdom

---

Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cuvva/). Scores are computed from the provider's own public artifacts under a published rubric.