# Culqi

**Canonical:** https://apis.io/providers/culqi/  
**Website:** https://culqi.com/  
**APIs profiled:** 12

Culqi is a Peruvian online payments platform and a Grupo Credicorp / Krealo company. Its REST API v2 lets businesses accept card, Yape, PagoEfectivo, mobile wallet and Cuotealo (installment) payments in PEN and USD, with card data tokenized client-side against a PCI-scoped secure host and all money movement, subscriptions and webhooks driven from a server-side secret key.

## Kin Score — 66.6 / 100 (exemplar)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 66.6).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 64.9 |
| Governance | 11.5 |
| Operational Transparency | 52.6 |
| Developer Ergonomics | 73.4 |
| Commercial Clarity | 100.0 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 43.5 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | derived |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid · Self-serve signup — onboarding: self-serve, pricing: paid, trial: no (confidence: high).

## APIs (12)

- **Culqi 3DS API** — 3-D Secure charge confirmation on the secure host.
- **Culqi Cards API** — Cards saved against a customer for recurring or one-click charges.
- **Culqi Charges API** — One-time charges (cargos) against a token or saved card.
- **Culqi Customers API** — Stored customer (cliente) profiles.
- **Culqi Events API** — Webhook event objects representing account activity.
- **Culqi Iins API** — Card BIN / IIN metadata lookup.
- **Culqi Orders API** — Payment orders for PagoEfectivo (CIP) and bank-transfer / cash-agent flows.
- **Culqi Plans API** — Recurring-billing plan definitions.
- **Culqi Refunds API** — Full or partial refunds (devoluciones) of a charge.
- **Culqi Subscriptions API** — Subscriptions linking a saved card to a plan.
- **Culqi Tokens API** — Client-side tokenization of card and Yape credentials on the secure host.
- **Culqi Transfers API** — Settlement transfers (abonos) paid out to the merchant.

## MCP servers (1)

- **culqi-mcp.yml**

## Agentic access (1)

- **Culqi Agentic Access** — 46 operations · 25 acting · 7 human-in-the-loop

## Security (4)

- **Culqi Authentication** — http · 2 schemes
- **Culqi Domain Security** — DMARC
- **Culqi Vulnerability Disclosure** — contact published
- **Culqi Trust Center** — PCI DSS Level 1

## Plans (1)

- **Culqi Plans Pricing**

## Tags

Payments, Payment Gateway, FinTech, Peru, LatAm, Cards, Yape

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/culqi/). Scores are computed from the provider's own public artifacts under a published rubric.