# CreditPolicy.ai

**Canonical:** https://apis.io/providers/creditpolicy-ai/  
**Website:** https://creditpolicy.ai/  
**APIs profiled:** 1

CreditPolicy.ai is an AI workspace for Australian mortgage and finance brokers, operated by Genesis Chain Financial Group Pty Ltd (ABN 48 625 098 937), trading as CreditPolicy.ai and CreditPolicy.com.au. It lets brokers research lender policy with cited supporting sources, work through residential servicing scenarios, organise client profiles, fill forms and draft branded documents. It also offers Ask by Email and AI Connections, a CreditPolicy MCP server that brings the lender policy library and the broker's own clients and deals into Claude, ChatGPT, Perplexity, Cursor and other MCP clients.

## Kin Score — 30.9 / 100 (thin)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 65.0 |
| Contract Quality | 0.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 26.2 |
| Access Clarity | 76.6 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 26.4 (matched via fallback).

## Agent readiness — 12.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: high).

## APIs (1)

- **CreditPolicy MCP Server (AI Connections)** — Remote MCP server that brings the CreditPolicy.ai Australian lender policy library and the broker's own clients, scenarios and deals into Claude, ChatGPT, Perplexity, Cursor and...

## MCP servers (1)

- **CreditPolicy MCP Server (AI Connections)** — Remote MCP server at creditpolicy.ai over streamable HTTP requiring OAuth; 19 tools listed.

## Security (2)

- **CreditPolicy.ai Authentication** — 2 schemes
- **CreditPolicy.ai Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **CreditPolicy.ai Plans Pricing**

## Tags

Company, Artificial Intelligence, Credit Policy, Lending, Mortgage Brokers, MCP, Financial Services, Australia

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/creditpolicy-ai/). Scores are computed from the provider's own public artifacts under a published rubric.