CreditKarma website screenshot

CreditKarma

Credit Karma is a US personal-finance platform, a subsidiary of Intuit, that provides free credit scores and reports, ongoing credit and identity monitoring, and personalized recommendations for credit cards, loans, auto insurance, and other financial products, alongside Credit Karma Money banking and savings. It was surfaced as a portfolio company of 500 Global and added to the API Evangelist network. Credit Karma does not operate a public developer API program; this profile captures its public engineering, security, identity, and legal surface — a first-party open-source npm/GitHub org, an RFC 9116 security.txt, and a HackerOne bug bounty program.

CreditKarma is profiled on the APIs.io network. Tagged areas include Company, Personal Finance, Fintech, Credit Scores, and Credit Monitoring.

CreditKarma’s developer surface includes engineering blog and 11 more developer resources.

🌐 Visit website 📡 Source on GitHub
13.5/100 minimal ▬ flat Agent 7/100 human only Full breakdown ↓
scored 2026-07-27 · rubric v0.5
0 APIs
CompanyPersonal FinanceFintechCredit ScoresCredit MonitoringFinancial ServicesConsumer Finance

Kin Score

Kin Score Kin Score How this is scored →
scored 2026-07-27 · rubric v0.5
Composite quality — 13.5/100 · minimal
Contract Quality 0.0 / 25
Developer Ergonomics 0.4 / 20
Commercial Clarity 4.2 / 20
Operational Transparency 2.1 / 13
Governance 0.0 / 12
Discoverability 6.8 / 10
Agent readiness — 7/100 · human only
Machine-Readable Contract 0 / 18
Agentic Access Contract 0 / 15
MCP Server 0 / 12
Machine-Readable Auth 0 / 10
Idempotency 0 / 9
Stable Error Semantics 0 / 8
Request/Response Examples 0 / 7
Rate-Limit Signaling 0 / 7
Typed Event Surface 0 / 6
Agent Skills 0 / 5
Well-Known Catalog 4 / 4
Consent & Bot Identity 3 / 3
Improve this rating by publishing the missing artifacts — every area above can be raised, and the full rubric is at apis.io/rating/. This rating is computed from github.com/api-evangelist/creditkarma: open an issue to ask a question, or submit a pull request to add artifacts. Want it done for you? Prioritized profiling — $2,500 →

Security Posture 2

Authentication, domain security, vulnerability disclosure, and trust-center signals.

Creditkarma Domain Security

TLSv1.3 · DMARC

SECURITY

Creditkarma Vulnerability Disclosure

Hackerone · security.txt · contact published

SECURITY

Resources

Agent Surfaces 2

MCP servers, agent skills, and machine-readable catalogs

WellKnown
WellKnown
 LLMsTxt
LLMsTxt

Build 2

SDKs, sample code, and the tooling you integrate with

GitHubOrganization
GitHubOrganization
 Packages
Packages

Access & Security 4

Authentication, authorization, and security posture

SecurityTxt
SecurityTxt
 Security
Security
 VulnerabilityDisclosure
VulnerabilityDisclosure
 DomainSecurity
DomainSecurity

Commercial 2

Pricing, plans, and the legal terms of use

TermsOfService
TermsOfService
 PrivacyPolicy
PrivacyPolicy

Company 2

The organization behind the API

Website
Website
 Blog
Blog

Source (apis.yml)

apis.yml Raw ↑ 
aid: creditkarma
name: CreditKarma
description: Credit Karma is a US personal-finance platform, a subsidiary of Intuit, that provides free credit scores and
  reports, ongoing credit and identity monitoring, and personalized recommendations for credit cards, loans, auto insurance,
  and other financial products, alongside Credit Karma Money banking and savings. It was surfaced as a portfolio company of
  500 Global and added to the API Evangelist network. Credit Karma does not operate a public developer API program; this profile
  captures its public engineering, security, identity, and legal surface — a first-party open-source npm/GitHub org, an RFC
  9116 security.txt, and a HackerOne bug bounty program.
accessModel:
  pricing: unknown
  onboarding: unknown
  trial: false
  try_now: false
  public: false
  label: Unknown
  confidence: low
  source: []
  generated: '2026-07-22'
  method: derived
image: https://www.creditkarma.com/apple-touch-icon.png
url: https://raw.githubusercontent.com/api-evangelist/creditkarma/refs/heads/main/apis.yml
x-type: company
x-source: vc-portfolio
x-backed-by:
- 500-global
x-tier: stub
x-tier-reason: portfolio-lead
specificationVersion: '0.20'
created: '2026-07-17'
modified: '2026-07-18'
tags:
- Company
- Personal Finance
- Fintech
- Credit Scores
- Credit Monitoring
- Financial Services
- Consumer Finance
apis: []
maintainers:
- FN: Kin Lane
  email: kin@apievangelist.com
- FN: APIs.json
  email: info@apis.io
common:
- type: Website
  url: https://creditkarma.com
- type: Blog
  url: https://www.creditkarma.com/insights
- type: GitHubOrganization
  url: https://github.com/creditkarma
- type: TermsOfService
  url: https://www.creditkarma.com/about/terms
- type: PrivacyPolicy
  url: https://www.creditkarma.com/about/privacy
- type: Packages
  url: packages/creditkarma-packages.yml
- type: WellKnown
  url: well-known/creditkarma-well-known.yml
- type: SecurityTxt
  url: well-known/creditkarma-security.txt
- type: Security
  url: https://www.creditkarma.com/about/security
- type: VulnerabilityDisclosure
  url: security/creditkarma-vulnerability-disclosure.yml
- type: DomainSecurity
  url: security/creditkarma-domain-security.yml
- type: LLMsTxt
  url: llms/creditkarma-llms.txt
x-enrichment:
  date: '2026-07-19'
  status: backfilled
  pass: local-v1
  note: backfilled from .gitignore signal + verified work evidence