# Credit Benchmark

**Canonical:** https://apis.io/providers/creditbenchmark/  
**Website:** http://www.creditbenchmark.com/  
**APIs profiled:** 2

Credit Benchmark is a financial data company that aggregates internal credit risk assessments contributed by more than 40 leading global financial institutions into anonymized, consensus Credit Consensus Ratings and analytics covering roughly 120,000 public and private entities — over 90% of which are unrated by the traditional credit rating agencies. Its REST API delivers consensus ratings, rating distributions, aggregate credit trends, entity rating changes, and portfolio analytics, along with entity-name-to-CBID resolution (matching) and contributor-data analytics. Delivery is also available via a web app, an Excel Add-In, and file/SFTP feeds. Access is enterprise/sales-gated; the JWT-authenticated API base is https://api.creditbenchmark.com.

## Kin Score — 41.6 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (-0.5 from 42.1).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 60.1 |
| Governance | 4.5 |
| Contract Governance | 4.5 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 56.5 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

## Agent readiness — 26.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (9)

- **Credit Benchmark Analytics API** — Portfolio analytics and risk calculations
- **Credit Benchmark Authentication API** — JWT token generation and authentication
- **Credit Benchmark Contributor Data API** — Contributor-specific analytics using client/bank internal PD data. Requires ent_CLIENT-DATA entitlement.
- **Credit Benchmark Entity Data API** — Entity-specific data and rating information
- **Credit Benchmark Entity Matching API** — Entity name matching and identification
- **Credit Benchmark Portfolio Analytics API** — Portfolio-level analytics and summaries
- **Credit Benchmark Data API** — Raw data extraction endpoints.
- **Credit Benchmark Entity Resolution API** — Entity name resolution endpoints.
- **Credit Benchmark Metadata API** — Metadata discovery endpoints.

## MCP servers (1)

- **Credit Benchmark MCP Server**

## Agentic access (1)

- **Creditbenchmark Agentic Access** — 11 operations · 11 acting

## Security (4)

- **Creditbenchmark Authentication** — http · 1 scheme
- **Creditbenchmark Domain Security** — TLSv1.3 · HSTS · DMARC
- **Creditbenchmark Vulnerability Disclosure** — disclosure policy published
- **Creditbenchmark Trust Center** — trust center published

## Tags

Company, Credit Risk, Financial Data, Credit Ratings, Analytics, Risk Management, Entity Resolution, Consensus Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/creditbenchmark/). Scores are computed from the provider's own public artifacts under a published rubric.