# Credit Genie

**Canonical:** https://apis.io/providers/credit-genie/  
**Website:** https://www.creditgenie.com/  
**APIs profiled:** 0

Credit Genie is a consumer fintech operated by Creditly Corp. (Wilmington, Delaware, founded 2019) that runs a mobile-first money app for people living between paychecks. Its Cash Boost product advances $10-$150 with no interest and no hard credit check, funded against a linked bank account rather than a credit score, while Money Manager layers spending tracking, cash-flow prediction and subscription detection on top of that same bank connection. A Line of Credit product and AskGenie, an AI financial assistant, are in early access. Creditly Corp. is registered with the California DFPI under the CCFPL (registration 04-CCFPL-1956127-3514680) and has raised roughly $21M from Fortress Investment Group, Khosla Ventures, Sutter Hill Ventures, Tippet Venture Partners and Gabriel Investments. Credit Genie is a direct-to-consumer app company: it publishes no public API, developer portal, or machine-readable contract of any kind.

## Kin Score — 15.5 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 15.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 4.3 |
| Commercial Clarity | 34.2 |

## Agent readiness — 5.9 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Security (2)

- **Credit Genie Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Credit Genie Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Credit Genie Plans Pricing**

## Tags

Company, Financial Services, Fintech, Consumer Finance, Lending, Cash Advance, Personal Finance, Mobile Application

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/credit-genie/). Scores are computed from the provider's own public artifacts under a published rubric.