# Cozy Finance

**Canonical:** https://apis.io/providers/cozy-finance/  
**Website:** https://www.cozy.finance/  
**APIs profiled:** 0

Cozy Finance is a decentralized finance (DeFi) risk-management protocol that helps onchain protocols unlock safety-seeking capital through composable, institutional-grade coverage. Its Cozy Safety Module (CSM) lets teams deploy onchain safety modules, rewards managers, and controllers that backstop capital against security incidents and market risk, using mechanisms such as tranching (junior/senior yield), reserves, and market-based protection contracts. The protocol is used by teams around protocols such as Euler, Lido, and Aave, and is backed by Polychain Capital, Electric Capital, Dragonfly, and Coinbase Ventures. The integration surface is Solidity smart contracts documented at csm-docs.cozy.finance, with TypeScript / ethers.js developer guides; there is no REST or HTTP API.

## Kin Score — 19.6 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 19.6).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 38.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Insurance**: 21.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Cozy Finance Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, DeFi, Risk Management, Smart Contracts, Ethereum, Insurance, Blockchain, Web3

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cozy-finance/). Scores are computed from the provider's own public artifacts under a published rubric.