# CoverBureau

**Canonical:** https://apis.io/providers/coverbureau-com/  
**Website:** https://coverbureau.com/  
**APIs profiled:** 1

CoverBureau is a pay-per-call compliance checking service for US Certificates of Insurance (ACORD 25), built for AI agents. It runs as a remote MCP server at https://coverbureau.com/mcp (JSON-RPC 2.0 over HTTP) that reads a certificate, judges it against caller-supplied requirements, and returns a cryptographically signed verdict verifiable against its published JWKS signing key. Tools include extract_coi ($0.02/call), validate_coi and check_carrier. There is no signup or API key: unpaid calls return HTTP 402 with an x402 payment challenge settled in USDC on Base mainnet. It checks what a certificate says, not whether it is genuine, and does not make or advise on insurance rates.

## Kin Score — 18.8 / 100 (emerging)

Scored 2026-11-13 under rubric 0.28.0.

| Facet | Score |
|---|---|
| Discoverability | 71.7 |
| Contract Quality | 12.0 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Access Clarity | 25.5 |

Regulatory layer — **Insurance**: 9.6 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Paid · Open access — onboarding: open, pricing: paid, trial: no (confidence: medium).

## APIs (1)

- **CoverBureau MCP Server** — Remote MCP server (JSON-RPC 2.0 over HTTP POST) that reads US ACORD 25 Certificates of Insurance, judges them against caller-supplied requirements and returns Ed25519-signed ver...

## MCP servers (1)

- **CoverBureau MCP Server** — Official remote MCP server (JSON-RPC 2.0 over HTTP POST) from CoverBureau that reads US ACORD 25 Certificates of Insurance, judges them against caller-supplied requirements, and...

## Security (2)

- **CoverBureau Authentication** — 1 scheme
- **CoverBureau Domain Security** — TLSv1.3

## Plans (1)

- **CoverBureau Plans Pricing**

## Tags

Company, Insurance, Certificates of Insurance, Compliance, MCP, AI Agents, x402, Payments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/coverbureau-com/). Scores are computed from the provider's own public artifacts under a published rubric.