# Covalto

**Canonical:** https://apis.io/providers/covalto/  
**Website:** https://covalto.com/  
**APIs profiled:** 0

Covalto (formerly Credijusto) is a Mexican digital bank for small and medium-sized businesses, headquartered in Mexico City. It offers business and personal checking accounts, fixed-rate investment products, quick working-capital credit (Agil Covalto), factoring, leasing (arrendamiento), and fiduciary trust services (fideicomisos). Covalto acquired a regulated Mexican banking license, making it one of the first fintechs in Mexico to become a fully licensed bank. Its digital surface spans online banking, digital account opening, and a credit application flow. Covalto is backed by QED Investors. As of the latest review it publishes no public API developer portal; its developer documentation at docs.covalto.com is gated behind Google Identity-Aware Proxy for internal use.

## Kin Score — 11.3 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 34.2 |
| Access Clarity | 34.2 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Covalto Domain Security** — TLSv1.3 · DMARC

## Tags

Company, Banking, Mexico, Fintech, SME Lending, Digital Bank, Factoring, Leasing, Business Accounts, Investments

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/covalto/). Scores are computed from the provider's own public artifacts under a published rubric.