# Cortera

**Canonical:** https://apis.io/providers/cortera/  
**Website:** https://www.moodys.com/web/en/us/capabilities/company-reference-data/data-applications/trade-credit.html  
**APIs profiled:** 0

Cortera was a business (trade) credit data provider that turned anonymized, contributed accounts-receivable and B2B payment data into forward-looking payment-risk insight, credit scores, and firmographics on private companies so credit teams could spot changes in a customer's financial health. Founded in Massachusetts, Cortera was acquired by Moody's (Moody's Analytics) in 2021 and its product line has since been folded into Moody's Company Reference Data / Trade Credit offering, marketed as "Moody's Pulse (formerly Cortera)". The standalone cortera.com domain now 301-redirects to Moody's; there is no independent Cortera developer portal or public self-serve API today — data is delivered through Moody's data-delivery APIs, CRM/ERP connectors, and file feeds. This profile was surfaced as a Battery Ventures portfolio company and is retained as an acquired-company record.

## Kin Score — 5.0 / 100 (minimal)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 5.0).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Tags

Company, Business Credit, Trade Credit, Credit Risk, B2B Payments Data, Company Data, Financial Data, Acquired

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cortera/). Scores are computed from the provider's own public artifacts under a published rubric.