# Concirrus

**Canonical:** https://apis.io/providers/concirrus/  
**Website:** https://concirrus.ai/  
**APIs profiled:** 0

Concirrus Ltd is a London-headquartered insurtech founded in 2012 that builds AI-driven underwriting software for the specialty and commercial insurance market — marine (hull, cargo, P&I), aviation, construction, property, and political violence and terrorism. Its platform (Quest, Marine One, the Underwriting Workbench, Exposure Management, Loss Run Intelligence, and an "Enterprise Model" universal submission-ingestion layer) ingests broker submissions, structures the risk data, scores behavioural risk, and returns rating and exposure decisions to carriers, MGAs and brokers — much of it aimed at the Lloyd's and London subscription market. Concirrus is a vendor to insurers rather than an insurer itself, so it touches quote and rating rather than bind, issue or FNOL. Its API posture is partner-gated: marketing describes "a modular, API first platform" and "seamless integration with London Market platforms", but as of 2026-07-25 there is no public developer portal, no published API reference, no downloadable OpenAPI/Swagger, no Postman collection, and no public GraphQL or webhook catalog. Every developer and docs hostname probed (developer./developers./docs./api. on both concirrus.com and concirrus.ai) does not resolve, and every on-site developer path returns 404. Integration is obtained through a commercial engagement or the partner ecosystem programme, not self-serve signup. No ACORD, AL3, NGDS or ACORD XML reference appears anywhere on the public site. Concirrus does publish a real compliance posture: in August 2025 it announced ISO/IEC 42001 (AI management), ISO/IEC 27001 (information security) and SOC 2 certification, claiming to be the first insurtech to hold all three — though no trust center or downloadable report accompanies the announcement.

## Kin Score — 12.5 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 12.5).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 18.4 |
| Access Clarity | 18.4 |

Regulatory layer — **Insurance**: 30.3 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Concirrus Domain Security** — TLSv1.3

## Tags

Insurance, United Kingdom, Insurtech, Specialty Insurance, Marine Insurance, Aviation Insurance, Underwriting, Risk Data, London Market, Lloyd's of London, Exposure Management, Artificial Intelligence, Partner Gated

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/concirrus/). Scores are computed from the provider's own public artifacts under a published rubric.