# Column

**Canonical:** https://apis.io/providers/column/  
**Website:** https://column.com/  
**APIs profiled:** 21

Column is a chartered nationally-regulated bank purpose-built for developer APIs. Offers ACH, wires, FedNow, checks, BIN sponsorship, and bank-direct ledgering.

## Kin Score — 37.5 / 100 (thin)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 37.5).

| Facet | Score |
|---|---|
| Discoverability | 72.2 |
| Contract Quality | 59.1 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 44.7 |
| Developer Ergonomics | 40.5 |
| Commercial Clarity | 19.7 |
| Access Clarity | 19.7 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 36.2 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: high).

## APIs (21)

- **Column ACH Transfers API** — Originate and receive ACH transfers with returns and reversal handling.
- **Column Wire Transfers API** — Send domestic wires with drawdowns and return-request workflows.
- **Column International Wires API** — Cross-border wires with FX quoting and amendments.
- **Column Realtime Transfers API** — Instant RTP/FedNow transfers and Request for Payment (RFP).
- **Column Book Transfers API** — Internal ledger movements between Column accounts.
- **Column Check Services API** — Issue, print, mail and deposit physical checks.
- **Column Lending API** — Loan disbursements, payments, sales and reporting.
- **Column Entities & Accounts API** — Person and business entity onboarding plus bank accounts and account numbers.
- **Column Webhooks** — HMAC-SHA256 signed event callbacks for ACH, wire, international wire (SWIFT), realtime (RTP/FedNow), book transfers, checks, bank accounts, identity verification, loans, and rep...
- **Column Account Numbers API** — The Account Numbers API from Column — 2 operation(s) for account numbers.
- **Column ACH Transfers API** — The ACH Transfers API from Column — 4 operation(s) for ach transfers.
- **Column Bank Accounts API** — The Bank Accounts API from Column — 2 operation(s) for bank accounts.
- **Column Book Transfers API** — The Book Transfers API from Column — 2 operation(s) for book transfers.
- **Column Check Transfers API** — The Check Transfers API from Column — 3 operation(s) for check transfers.
- **Column Counterparties API** — The Counterparties API from Column — 2 operation(s) for counterparties.
- **Column Entities API** — The Entities API from Column — 4 operation(s) for entities.
- **Column Events API** — The Events API from Column — 2 operation(s) for events.
- **Column International Wires API** — The International Wires API from Column — 2 operation(s) for international wires.
- **Column Realtime Transfers API** — The Realtime Transfers API from Column — 2 operation(s) for realtime transfers.
- **Column Webhooks API** — The Webhooks API from Column — 2 operation(s) for webhooks.
- **Column Wire Transfers API** — The Wire Transfers API from Column — 2 operation(s) for wire transfers.

## Agentic access (1)

- **Column Agentic Access** — 44 operations · 21 acting

## Security (2)

- **Column Authentication** — http · 1 scheme
- **Column Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Column Plans Pricing**

## Tags

Fintech, Banking, Backend-as-a-Service, ACH, Wires

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/column/). Scores are computed from the provider's own public artifacts under a published rubric.