# Cobre

**Canonical:** https://apis.io/providers/cobre/  
**Website:** https://www.cobre.com/en-us  
**APIs profiled:** 1

Cobre is a Latin American B2B payments and treasury platform that gives finance teams, fintechs, PSPs and banks a single API and portal to move money in and out of Colombia and Mexico (and via Fedwire in the United States) and across borders. Its modular products cover Local Payments (Bre-B, Fast Pay, ACH and PSE in Colombia; SPEI and CLABEs in Mexico), Cross Border Payments with FX quotes, Global Payouts in stablecoins, and Connect for centralizing and reconciling bank accounts. The developer API is a REST platform (v1) with bearer-JWT auth via a credential exchange, required idempotency on money movements, page-based pagination, a 30 TPS rate limit, HMAC-signed webhook notifications, and a full portal for maker-checker approvals, reconciliation and reporting. Cobre is a QED Investors portfolio company.

## Kin Score — 40.4 / 100 (developing)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 40.4).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 43.6 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 44.7 |
| Developer Ergonomics | 64.3 |
| Commercial Clarity | 7.9 |
| Access Clarity | 7.9 |

Regulatory layer — **Banking & Open Finance**: 27.8 (matched via tags).

## Agent readiness — 31.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | bearer |
| Idempotency | documented |
| Error Semantics | documented |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | yes |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (1)

- **Cobre Platform API** — Cobre's REST API (v1) for local and cross-border money movements, accounts and balances, counterparties, Bre-B keys, FX quotes, stablecoin payouts, reports/reconciliation and we...

## MCP servers (1)

- **Cobre API Documentation**

## Security (2)

- **Cobre Authentication** — http-bearer/token-exchange · 2 schemes
- **Cobre Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Fintech, Payments, Treasury, Money Movement, Cross Border Payments, FX, Stablecoins, Banking, Latin America, Colombia, Mexico

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cobre/). Scores are computed from the provider's own public artifacts under a published rubric.