# Coast Capital Savings

**Canonical:** https://apis.io/providers/coast-capital/  
**Website:** https://www.coastcapitalsavings.com/  
**APIs profiled:** 0

Coast Capital Savings is a member-owned financial co-operative headquartered in Surrey, British Columbia, serving over 600,000 members across roughly 45 branches. On November 1, 2018 it became Canada's first British Columbia-based federal credit union (regulated federally rather than provincially), and in May 2026 it completed a merger with Prospera Credit Union. With approximately $21.9 billion CAD in total assets it is one of Canada's largest credit unions. As a cooperative credit union rather than a Schedule I/II bank, Coast Capital operates within Canada's voluntary and still-fragmented open-finance landscape: the federal Consumer-Driven Banking (open banking) framework legislated under Budget 2024 and the Fall Economic Statement 2024, with the Financial Consumer Agency of Canada (FCAC) as overseer, is not yet operational. Coast Capital publishes NO public first-party developer portal or documented API; consumer financial-data access today is aggregator-mediated (e.g. Plaid) via screen-scraping/credential-based connections rather than a first-party API.

## Kin Score — 16.1 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 15.0).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Banking & Open Finance**: 48.1 (matched via tags).

## Agent readiness — 8.5 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

No public API · Aggregator-mediated data access only — onboarding: unknown, pricing: unknown, trial: no (confidence: high).

## Security (2)

- **Coast Capital Authentication** — openIdConnect/oauth2 · 1 scheme
- **Coast Capital Domain Security** — TLSv1.3 · DMARC

## Tags

Financial-Services, Banking, Canada, Credit Union, Cooperative, Consumer-Driven Banking, Data Aggregation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/coast-capital/). Scores are computed from the provider's own public artifacts under a published rubric.