# Coalition

**Canonical:** https://apis.io/providers/coalition-inc/  
**Website:** https://www.coalitioninc.com  
**APIs profiled:** 2

Coalition is a San Francisco–headquartered cyber insurance and active risk management provider founded in 2017 by Joshua Motta (CEO) and John Hering. Coalition pairs commercial insurance lines — Cyber, Technology Errors & Omissions, Executive Risks (D&O, EPL, Fiduciary, Crime), Miscellaneous Professional Liability, and AI coverage — with a continuous attack-surface monitoring and incident-response platform (Coalition Control, Wirespeed ADR, Coalition Incident Response, Security Awareness Training). The company's underwriting engine is exposed to brokers and distribution partners through the Coalition Active Insurance API, a RESTful surface that supports rate, quote, bind, document generation, renewals, and webhook events across the United States and Canada, with executive risks APIs and additional product lines added over time. Coalition also publishes a public Exploit Scoring System (ESS) API at ess-api.coalitioninc.com that exposes CVE detail, ESS/EPSS/CVSS scoring, exploit references (ExploitDB, Metasploit), GitHub repository signals, and Twitter mention timelines for over 200,000 vulnerabilities. Coalition is backed by Allianz X, Valor Equity Partners, Ribbit Capital, Mitsui Sumitomo, Kinetic Partners and other strategic insurers (Allianz, Arch, Ascot, Zurich, Swiss Re, Lloyd's syndicates); it raised a $250M Series F in 2022 at a $5B valuation. The Active Insurance API is partner-gated (no public OpenAPI), but the ESS API is fully public with OpenAPI 3.1, an interactive docs UI, and ReDoc.

## Kin Score — 43.9 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 43.9).

| Facet | Score |
|---|---|
| Discoverability | 59.3 |
| Contract Quality | 67.3 |
| Governance | 54.5 |
| Contract Governance | 54.5 |
| Operational Transparency | 42.1 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Insurance**: 25.8 (matched via tags).

## Agent readiness — 32.7 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | na |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | na |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (2)

- **Coalition Active Insurance API** — Partner-gated REST API that brokers and distribution partners use to rate, quote, bind, generate documents (quote PDF, Coalition Risk Assessment, signature bundle, specimen poli...
- **Coalition Cve API** — The Cve API from Coalition — 7 operation(s) for cve.

## Agentic access (1)

- **Coalition Inc Agentic Access** — 7 operations

## Security (2)

- **Coalition Inc Domain Security** — TLSv1.3 · HSTS · DMARC
- **Coalition Inc Vulnerability Disclosure** — Hackerone · security.txt · contact published

## Plans (1)

- **Coalition Inc Plans Pricing**

## Tags

Cyber Insurance, Insurance, Insurtech, Risk Management, Cybersecurity, Vulnerability Management, CVE, Exploit Scoring, Threat Intelligence, Incident Response, Attack Surface Management, Brokers, MGA, Executive Risks, Technology E&O, Active Insurance

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/coalition-inc/). Scores are computed from the provider's own public artifacts under a published rubric.