# CloudWalk

**Canonical:** https://apis.io/providers/cloudwalk/  
**Website:** https://www.cloudwalk.io/  
**APIs profiled:** 1

CloudWalk, Inc. is a Sunnyvale- and São Paulo-based payments and financial-infrastructure company that builds an AI-native transaction layer for small businesses. It operates three consumer-facing brands: InfinitePay, its Brazilian acquirer and digital-banking platform (card machines, Tap to Pay, hosted checkout, payment links, Pix, PJ accounts, credit and CDB); JIM, a phone-as-POS operating system for self-employed workers in the United States; and Pierre, a personal-finance intelligence product built on Brazilian Open Finance. Its public developer surface is deliberately small and integration-shaped rather than platform-shaped: an Integrated Checkout REST API on api.checkout.infinitepay.io that creates hosted payment links and checks their status, an approved-payment webhook, and an InfiniteTap deeplink contract that hands a Tap-to-Pay transaction from a third-party POS app to the InfinitePay mobile app and back. CloudWalk publishes no OpenAPI, no machine-readable discovery documents and no MCP or agent surface. The legal entity behind InfinitePay is CLOUDWALK INSTITUIÇÃO DE PAGAMENTO E SERVIÇOS LTDA (CNPJ 18.189.547/0001-42), a Brazilian payment institution supervised by the Banco Central do Brasil.

## Kin Score — 55.7 / 100 (strong)

Scored 2026-08-24 under rubric 0.13.0. Trend: flat (-0.5 from 56.2).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 66.7 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 36.8 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 56.3 (matched via tags).

## Agent readiness — 33.3 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **InfinitePay Checkout API** — The InfinitePay Integrated Checkout ("Checkout Integrado") API. Two public JSON operations — create a hosted checkout payment link for a basket of items, and check the payment s...

## MCP servers (1)

- **CloudWalk MCP Server** — CloudWalk publishes NO MCP server. Searches of the MCP registries, npm (@modelcontextprotocol and CloudWalk/InfinitePay scopes), the CloudWalk GitHub organization and the Infini...

## Agentic access (1)

- **Cloudwalk Agentic Access** — 2 operations · 2 acting

## Security (3)

- **Cloudwalk Authentication** — 0 schemes
- **Cloudwalk Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Cloudwalk Vulnerability Disclosure** — Hackerone · contact published

## Tags

Company, Payments, Financial-Services, Fintech, Checkout, Point-of-Sale, Acquiring, Pix, Brazil, Banking, Webhook, Tap to Pay

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cloudwalk/). Scores are computed from the provider's own public artifacts under a published rubric.