# Clerq

**Canonical:** https://apis.io/providers/clerq/  
**Website:** https://www.clerq.io/  
**APIs profiled:** 1

Clerq provides a next‑generation bank payments platform that enables businesses to accept low‑cost, guaranteed payments directly from customers’ bank accounts, both online and in‑store. By integrating with over 5,000 banks, Clerc reduces card processing fees by up to 75 % and offers chargeback guarantees, helping merchants increase conversion and cut costs. The platform serves sectors such as automotive, powersports, and e‑commerce, offering developer tools, sandbox environments, and comprehensive documentation.

## Kin Score — 13.9 / 100 (emerging)

Scored 2026-10-09 under rubric 0.23.0.

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 16.7 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 11.0 (matched via tags).

## Agent readiness — 3.1 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Clerq API** — Clerq provides a next‑generation bank payments platform with developer tools and sandbox environments.

## Security (1)

- **Clerq Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Payments, Fintech, Banking, API, B2B

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/clerq/). Scores are computed from the provider's own public artifacts under a published rubric.