# Clearscore

**Canonical:** https://apis.io/providers/clearscore/  
**Website:** https://www.clearscore.com  
**APIs profiled:** 0

ClearScore is a London-founded fintech (2015) that gives consumers free access to their credit score and report and matches them to financial products — credit cards, loans, car finance, insurance and more — through a personalised financial marketplace. It also runs ClearScore Protect (dark-web identity monitoring), DriveScore (driving-behaviour scoring) and Open Banking features, and operates across the UK, South Africa, Australia, Canada and New Zealand. Its B2B arm, ClearScore Connect, exposes credit-data and eligibility services to partner lenders through a partner-gated developer portal (docs.clearscore.com). Backed by QED Investors. This profile was surfaced as a QED portfolio company and enriched by the API Evangelist pipeline; ClearScore's developer API is documented behind a password-gated ReadMe.io portal, so no public OpenAPI or machine-readable spec could be captured.

## Kin Score — 11.8 / 100 (emerging)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 11.8).

| Facet | Score |
|---|---|
| Discoverability | 68.5 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 11.9 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 17.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Clearscore Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Tags

Company, Credit, Credit Score, Fintech, Financial-Services, Consumer Credit, Open Banking, Identity Protection

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/clearscore/). Scores are computed from the provider's own public artifacts under a published rubric.