# Clearco

**Canonical:** https://apis.io/providers/clearbanc/  
**Website:** https://www.clear.co/  
**APIs profiled:** 0

Clearco (formerly Clearbanc) is a Toronto-based fintech that provides non-dilutive, revenue-based working capital to ecommerce and direct-to-consumer brands. Founders connect the sales, advertising and banking platforms they already run on — Shopify, Amazon, Stripe, PayPal, Square, BigCommerce — and Clearco underwrites from that data, funding inventory and marketing spend as a cash advance or as invoice funding, in as little as 24 hours, without equity dilution. The company was founded in 2015 as Clearbanc, rebranded to Clearco in 2021, and reports having deployed more than $3.3 billion to over 10,000 businesses.

## Kin Score — 15.8 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 15.8).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 21.1 |
| Developer Ergonomics | 2.2 |
| Commercial Clarity | 34.2 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Clearbanc Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Tags

Company, Finance, Financial Services, Fintech, Lending, Working Capital, Revenue Based Financing, Invoice Funding, Ecommerce

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/clearbanc/). Scores are computed from the provider's own public artifacts under a published rubric.