# Clark

**Canonical:** https://apis.io/providers/clark/  
**Website:** https://www.clark.de  
**APIs profiled:** 0

Clark ("Dein Versicherungsmanager") is a Germany-based digital insurance manager that lets consumers view, compare, optimize, and manage all of their insurance policies in one mobile app and web platform. Founded in Frankfurt in 2015, Clark pairs a licensed insurance brokerage with automated tariff comparison across more than 180 insurance providers and free expert consultation, covering health, liability, property, life, mobility, and retirement products. The company operates across Germany, Switzerland, France, and the UK, serves over 700,000 customers, and is backed by venture investors including Lightspeed Venture Partners. Clark exposes no public developer API or developer portal; it is a consumer-facing insurtech rather than an API producer.

## Kin Score — 12.0 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+1.1 from 10.9).

| Facet | Score |
|---|---|
| Discoverability | 61.1 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 5.3 |
| Developer Ergonomics | 2.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Insurance**: 30.3 (matched via tags).

## Agent readiness — 2.6 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | yes |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Clark Domain Security** — TLSv1.2 · HSTS · DMARC
- **Clark Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Insurance, Insurtech, Insurance Comparison, Personal Finance, Financial-Services, Consumer, Germany, Mobile App

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/clark/). Scores are computed from the provider's own public artifacts under a published rubric.