# CIT Group

**Canonical:** https://apis.io/providers/cit-group/  
**Website:** https://www.firstcitizens.com/commercial  
**APIs profiled:** 0

CIT Group was a US financial holding company providing commercial financing, equipment leasing, factoring, and middle-market banking services. CIT was acquired by First Citizens BancShares in January 2022 and has been integrated into First Citizens Bank as the Commercial Banking division. CIT Group does not maintain a public developer portal and never published general-purpose REST APIs; legacy customer integrations were delivered through file-based ACH/wire feeds, the OneWest online banking platform, and partner-mediated treasury connectivity. New API-based integrations for the combined institution are now exposed through First Citizens Bank.

## Kin Score — 2.6 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 2.6).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Banking & Open Finance**: 15.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Cit Group Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Cit Group Vulnerability Disclosure** — security.txt · contact published

## Tags

Banking, Commercial Lending, Equipment Finance, Factoring, Financial-Services, Leasing, Fortune 1000

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cit-group/). Scores are computed from the provider's own public artifacts under a published rubric.