# Chimoney

**Canonical:** https://apis.io/providers/chimoney/  
**Website:** https://chimoney.io  
**APIs profiled:** 9

Chimoney is a developer-first global payouts and disbursement platform with deep coverage across Africa and 130+ countries. Its REST API sends money to bank accounts, mobile money wallets, airtime, gift cards, Chimoney wallets, and Interledger wallet addresses, and manages multicurrency wallets, sub-accounts, redemption, inbound payment collection, and reference lookups (supported banks, assets, exchange rates). Authentication is an API key passed in the X-API-KEY header, issued self-serve from the Chimoney developer dashboard, with a separate sandbox host for testing.

## Kin Score — 34.2 / 100 (thin)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 34.2).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 56.4 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 23.7 |
| Developer Ergonomics | 19.0 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Payments**: 18.8 (matched via tags).

## Agent readiness — 22.3 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | partial |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Freemium · Self-serve signup — onboarding: self-serve, pricing: freemium, trial: no (confidence: high).

## APIs (9)

- **Chimoney Account API** — Retrieve transactions, public profiles, transfer between accounts, and issue wallet addresses.
- **Chimoney Info API** — Reference lookups: supported banks, assets, exchange rates, currency conversion, and bank account verification.
- **Chimoney Interledger API** — The Interledger API from Chimoney — 5 operation(s) for interledger.
- **Chimoney MultiCurrency Wallets API** — Create and manage multicurrency wallets and transfer between them.
- **Chimoney Payments API** — Initiate and verify inbound payment (collection) requests.
- **Chimoney Payouts API** — Send money to banks, mobile money, airtime, gift cards, Chimoney wallets, Interac, and Interledger wallet addresses.
- **Chimoney Redeem API** — Redeem issued Chimoney, airtime, gift cards, and mobile money.
- **Chimoney SubAccount API** — Create and manage sub-accounts (wallet accounts) and communities under your organization.
- **Chimoney Wallet API** — List, look up, and transfer between Chimoney wallets.

## Agentic access (1)

- **Chimoney Agentic Access** — 52 operations · 39 acting

## Security (2)

- **Chimoney Authentication** — apiKey · 1 scheme
- **Chimoney Domain Security** — TLSv1.3 · DMARC

## Plans (1)

- **Chimoney Plans Pricing**

## Tags

Payouts, Disbursements, Payments, Africa, Global Payouts, Wallets, Multi-Currency, Gift Cards, Mobile Money, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/chimoney/). Scores are computed from the provider's own public artifacts under a published rubric.