# Chestnut

**Canonical:** https://apis.io/providers/chestnut/  
**Website:** https://www.chestnutfi.com  
**APIs profiled:** 0

Chestnut is an AI-native operating system for insurance distribution, built for insurance carriers to manage the entire producer lifecycle. The Seattle-based, Andreessen Horowitz-backed company combines a purpose-built insurance data model with an API-first architecture and an agentic AI layer, providing producer onboarding automation (including NIPR integration), hierarchy configuration, incentive compensation management, debt management, performance tracking, and compensation intelligence. Chestnut positions its platform as a system of record that bridges carriers' operational needs to an agentic AI future, with an API-first, MCP-ready backend. Its public API and developer documentation are gated for carrier customers, so no public specification is available for the catalog at this time.

## Kin Score — 6.3 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 6.3).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 10.5 |
| Access Clarity | 10.5 |

Regulatory layer — **Insurance**: 15.2 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (1)

- **Chestnut Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Company, Insurance, Insurtech, Insurance Distribution, Producer Management, Incentive Compensation, Agentic AI, MCP, API-First

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/chestnut/). Scores are computed from the provider's own public artifacts under a published rubric.