# Cherry

**Canonical:** https://apis.io/providers/cherry/  
**Website:** https://withcherry.com/  
**APIs profiled:** 0

Cherry is a fintech platform providing point-of-sale patient financing for healthcare and elective-services providers across dental, medical aesthetics, plastic surgery, dermatology, veterinary, and other verticals. Rather than lending directly, Cherry facilitates consumer payment plans through partner lenders, offering Pay-in-4 and longer-term monthly plans (0-35.99% APR), a 60-second application with no hard credit check, upfront provider payout within 2-3 business days, and card-processing services. Cherry states it serves over 60,000 healthcare providers with an approximately 90% approval rate. Cherry is a portfolio company of DCM Ventures. Cherry does not publish a public developer API, developer portal, or OpenAPI at this time; this profile captures its public identity and security posture.

## Kin Score — 14.2 / 100 (emerging)

Scored 2026-08-25 under rubric 0.14.0. Trend: flat (+0.0 from 14.2).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 7.1 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Health**: 25.0 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## Security (2)

- **Cherry Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC
- **Cherry Vulnerability Disclosure** — contact published

## Tags

Company, Fintech, Payments, Financing, Point-of-Sale, Patient Financing, Buy Now Pay Later, Healthcare, Lending

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cherry/). Scores are computed from the provider's own public artifacts under a published rubric.