# Chariot

**Canonical:** https://apis.io/providers/chariot/  
**Website:** https://docs.givechariot.com  
**APIs profiled:** 29

Chariot is the leading payments platform for charitable giving, best known for DAFpay — the first donor-advised fund (DAF) payment option, named one of TIME's Best Inventions of 2025. Its REST API lets nonprofits, fundraising platforms, and grantmakers connect donor-advised funds, accept DAF donations through the embeddable Chariot Connect flow, move grant money via disbursements and inbound transfers, subscribe to webhook events, and read connected bank-account data through a Financial Data Exchange (FDX) v6 open-banking API. Chariot is building financial infrastructure for the multi-hundred-billion-dollar donor-advised fund market, the fastest-growing segment of philanthropy.

## Kin Score — 58.4 / 100 (strong)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 58.4).

| Facet | Score |
|---|---|
| Discoverability | 92.6 |
| Contract Quality | 71.8 |
| Governance | 11.5 |
| Operational Transparency | 44.7 |
| Developer Ergonomics | 79.9 |
| Commercial Clarity | 44.7 |

Regulatory layer — **Banking & Open Finance**: 53.2 (matched via tags).

## Agent readiness — 66.4 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| MCP Server | yes |
| Auth Clarity | yes |
| Idempotency | verified |
| Error Semantics | documented |
| OpenAPI Examples | verified |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (29)

- **Chariot Accounts API** — Bank account information and balances
- **Chariot Authorization Tokens API** — The Authorization Tokens API from Chariot — 4 operation(s) for authorization tokens.
- **Chariot Connects API** — The Connects API from Chariot — 2 operation(s) for connects.
- **Chariot Contact API** — Account contact and holder information
- **Chariot Customers API** — Account customer (organization) identity
- **Chariot deposits API** — The deposits API from Chariot — 2 operation(s) for deposits.
- **Chariot disbursements API** — The disbursements API from Chariot — 9 operation(s) for disbursements.
- **Chariot donations API** — The donations API from Chariot — 2 operation(s) for donations.
- **Chariot Donor Accounts API** — The Donor Accounts API from Chariot — 4 operation(s) for donor accounts.
- **Chariot Donor Advised Funds API** — The Donor Advised Funds API from Chariot — 2 operation(s) for donor advised funds.
- **Chariot Event Subscriptions API** — The Event Subscriptions API from Chariot — 2 operation(s) for event subscriptions.
- **Chariot Events API** — The Events API from Chariot — 2 operation(s) for events.
- **Chariot financial_accounts API** — The financial_accounts API from Chariot — 3 operation(s) for financial_accounts.
- **Chariot Giving Pools API** — The Giving Pools API from Chariot — 2 operation(s) for giving pools.
- **Chariot Grant Requests API** — The Grant Requests API from Chariot — 4 operation(s) for grant requests.
- **Chariot Grants API** — The Grants API from Chariot — 4 operation(s) for grants.
- **Chariot inboundTransfers API** — The inboundTransfers API from Chariot — 5 operation(s) for inboundtransfers.
- **Chariot mailbox API** — The mailbox API from Chariot — 2 operation(s) for mailbox.
- **Chariot nonprofitAddresses API** — The nonprofitAddresses API from Chariot — 1 operation(s) for nonprofitaddresses.
- **Chariot nonprofitContacts API** — The nonprofitContacts API from Chariot — 1 operation(s) for nonprofitcontacts.
- **Chariot Organizations API** — The Organizations API from Chariot — 3 operation(s) for organizations.
- **Chariot paymentSources API** — The paymentSources API from Chariot — 2 operation(s) for paymentsources.
- **Chariot Programs API** — The Programs API from Chariot — 2 operation(s) for programs.
- **Chariot properties API** — The properties API from Chariot — 4 operation(s) for properties.
- **Chariot recurring_grants API** — The recurring_grants API from Chariot — 2 operation(s) for recurring_grants.
- **Chariot Statements API** — Account statements and statement documents
- **Chariot Transactions API** — Account transaction history
- **Chariot unintegrated_grants API** — The unintegrated_grants API from Chariot — 2 operation(s) for unintegrated_grants.
- **Chariot verificationRequests API** — The verificationRequests API from Chariot — 2 operation(s) for verificationrequests.

## MCP servers (1)

- **chariot-mcp.yml**

## Agentic access (1)

- **Chariot Agentic Access** — 86 operations · 35 acting · 3 human-in-the-loop

## Security (2)

- **Chariot Authentication** — http/oauth2 · 2 schemes
- **Chariot Domain Security** — TLSv1.3 · DMARC

## Tags

Payments, Donor Advised Funds, Charitable Giving, Nonprofit, Fintech, DAFpay, Grants, Disbursements, Open Banking, FDX, Webhooks, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/chariot/). Scores are computed from the provider's own public artifacts under a published rubric.