# Consumer Financial Protection Bureau (CFPB)

**Canonical:** https://apis.io/providers/cfpb/  
**Website:** https://www.consumerfinance.gov/  
**APIs profiled:** 11

The Consumer Financial Protection Bureau (CFPB) provides public REST APIs for searching consumer financial complaint data, accessing Home Mortgage Disclosure Act (HMDA) mortgage lending records, and retrieving regulatory filing data. These APIs support financial researchers, journalists, developers, and the general public in understanding consumer financial markets and lending practices across the United States.

## Kin Score — 41.4 / 100 (developing)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 41.4).

| Facet | Score |
|---|---|
| Discoverability | 74.1 |
| Contract Quality | 55.8 |
| Governance | 9.8 |
| Contract Governance | 9.8 |
| Operational Transparency | 36.8 |
| Developer Ergonomics | 23.8 |
| Commercial Clarity | 39.5 |
| Access Clarity | 39.5 |

Regulatory layer — **Government & Public Sector**: 31.5 (matched via tags).

## Agent readiness — 29.1 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: high).

## APIs (11)

- **Consumer Financial Protection Bureau (CFPB) Aggregations API** — Aggregated HMDA data reports
- **Consumer Financial Protection Bureau (CFPB) Complaints API** — These endpoints provide access to consumer complaints
- **Consumer Financial Protection Bureau (CFPB) CSV API** — HMDA data as CSV downloads
- **Consumer Financial Protection Bureau (CFPB) Edits API** — Submission edit and validation reports
- **Consumer Financial Protection Bureau (CFPB) Filers API** — HMDA filing institution information
- **Consumer Financial Protection Bureau (CFPB) Filings API** — HMDA filing management
- **Consumer Financial Protection Bureau (CFPB) Health API** — Service health check
- **Consumer Financial Protection Bureau (CFPB) Institutions API** — Financial institution information
- **Consumer Financial Protection Bureau (CFPB) Submissions API** — HMDA data submission management
- **Consumer Financial Protection Bureau (CFPB) Trends API** — These endpoints provide access aggregated consumer complaint data
- **Consumer Financial Protection Bureau (CFPB) Typeahead API** — These endpoints support the typeahead boxes in the UI

## Agentic access (1)

- **Cfpb Agentic Access** — 26 operations · 5 acting

## Security (2)

- **Cfpb Authentication** — http · 1 scheme
- **Cfpb Domain Security** — TLSv1.3 · DNSSEC · DMARC

## Plans (1)

- **Cfpb Plans Pricing**

## Tags

Consumer Finance, Government, Complaints, Mortgage, HMDA, Financial Data, Regulatory, Open Data

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cfpb/). Scores are computed from the provider's own public artifacts under a published rubric.