# Centrapay

**Canonical:** https://apis.io/providers/centrapay/  
**Website:** https://www.centrapay.com/  
**APIs profiled:** 1

Centrapay is a payments network that connects existing commerce systems (point-of-sale terminals and checkouts) to digital wallets, tokens and low-cost alternative payments. Its API-first infrastructure lets merchants accept Payap, bank transfers via Open Banking and QR-code rails, brand loyalty points and digital gift cards, bypassing traditional card-network fees. Developers integrate through the Centrapay REST API documented at docs.centrapay.com.

## Kin Score — 53.5 / 100 (developing)

Scored 2026-10-09 under rubric 0.23.0.

| Facet | Score |
|---|---|
| Discoverability | 66.1 |
| Contract Quality | 51.8 |
| Contract Governance | 76.5 |
| Operational Transparency | 26.3 |
| Developer Ergonomics | 63.7 |
| Access Clarity | 34.2 |

Regulatory layer — **Payments**: 31.3 (matched via tags).

## Agent readiness — 37.9 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | bearer |
| Idempotency | verified |
| Error Semantics | verified |
| OpenAPI Examples | verified |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## APIs (1)

- **Centrapay Payment Requests API** — The payment-requests API from Centrapay — 16 operation(s) for payment-requests.

## Agentic access (1)

- **Centrapay Agentic Access** — 16 operations · 8 acting

## Security (2)

- **Centrapay Authentication** — apiKey/openIdConnect · 2 schemes
- **Centrapay Domain Security** — TLSv1.3 · HSTS · DMARC

## Plans (1)

- **Centrapay Plans Pricing**

## Tags

Company, Payments, Digital Wallets, Open Banking, QR Code Payments, Loyalty, Gift Cards, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/centrapay/). Scores are computed from the provider's own public artifacts under a published rubric.