# Catena

**Canonical:** https://apis.io/providers/catena/  
**Website:** https://catena.com/  
**APIs profiled:** 1

Catena (Catena Labs) is building a regulated banking and governance platform for AI agents. The platform gives agents verified identities, custodial and non-custodial accounts, fiat and stablecoin payment rails across ten chains, yield on idle assets, and policy-enforced spending controls. For the humans and businesses deploying those agents it is a control plane: set policy, cap spending, restrict counterparties, audit every movement, and halt activity when needed. Agents access the platform through an API, a CLI, an MCP server, and a Skills framework. Founded by Sean Neville (CEO) and Matt Venables (CTO) - both Circle co-founders and creators of USDC - Catena has filed for a National Trust Bank charter with the OCC and raised $48M total ($30M Series A co-led by a16z crypto and Acrew, with QED, Coinbase Ventures, General Catalyst, Breyer Capital, IDG Capital, Oak HC/FT, and Pillar).

## Kin Score — 16.9 / 100 (emerging)

Scored 2026-08-30 under rubric 0.17.2. Trend: flat (+0.0 from 16.9).

| Facet | Score |
|---|---|
| Discoverability | 75.9 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 13.2 |
| Developer Ergonomics | 21.4 |
| Commercial Clarity | 21.1 |
| Access Clarity | 21.1 |

Regulatory layer — **Banking & Open Finance**: 25.3 (matched via tags).

## Agent readiness — 3.5 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | no |
| Protected Resource Metadata | no |
| Dynamic Client Registration | no |
| Agentic Commerce | no |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Catena API** — Catena's banking and governance API for AI agents - agent identity, custodial and non-custodial accounts, fiat and stablecoin payments, yield, and policy-enforced spending contr...

## MCP servers (1)

- **Catena MCP Server**

## Security (2)

- **Catena Domain Security** — TLSv1.3 · HSTS · DMARC
- **Catena Vulnerability Disclosure** — security.txt · contact published

## Tags

Company, Banking, Agentic Finance, AI Agents, Payments, Stablecoins, Governance, Fintech

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/catena/). Scores are computed from the provider's own public artifacts under a published rubric.