# Cashflow

**Canonical:** https://apis.io/providers/cashflow-tech/  
**Website:** https://cashflow.tech/  
**APIs profiled:** 1

Cashflow provides AI‑powered personal finance tools that let users talk with their money via large language model agents like Claude, ChatGPT, Gemini, and others. Users can connect their bank accounts, view spending summaries, track recurring bills, forecast cash flow, and manage statements, receipts, and tax forms through conversational interfaces. The platform offers a free tier and integrates with multiple AI assistants, aiming to replace traditional finance apps with a chat‑based experience.

## Kin Score — 9.0 / 100 (minimal)

Scored 2026-11-06 under rubric 0.27.0.

| Facet | Score |
|---|---|
| Discoverability | 57.1 |
| Contract Quality | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 8.3 |
| Access Clarity | 10.5 |

Regulatory layer — **AI & Biometrics**: 14.5 (matched via residual_tags).

## Agent readiness — 21.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | documented |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |
| MCP Tool Quality | na |

## Access

Unknown — onboarding: unknown, pricing: unknown, trial: no (confidence: low).

## APIs (1)

- **Cashflow API** — Cashflow tool reference documentation provides details of tool parameters and MCP prompts.

## Security (1)

- **Cashflow Tech Domain Security** — TLSv1.3 · HSTS

## Tags

Finance, Artificial Intelligence, Personal Finance, Chatbots, Automation

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cashflow-tech/). Scores are computed from the provider's own public artifacts under a published rubric.