# Capi Money

**Canonical:** https://apis.io/providers/capi-money/  
**Website:** https://capimoney.com/  
**APIs profiled:** 0

Capi Money is a cross-border payments fintech that lets businesses pay their suppliers in more than 30 currencies, targeting importers in Africa and other emerging markets who have historically faced high fees and multi-week settlement times on international invoices. Founded in 2023 by Mitch Riley and Scott Liddle and headquartered in Wilmington, Delaware, the company offers instant FX rate quotes, settlement within 24 hours, real-time payment tracking, and holds customer funds with licensed financial institutions. Capi is a Y Combinator company backed by Creandum, Firstminute Capital, and Raba, having raised roughly EUR 17.2 million in Series A funding. The product is delivered through a web application (app.capimoney.com) and an FX Partner Program; there is no public developer API, OpenAPI definition, or developer portal published at this time.

## Kin Score — 8.8 / 100 (minimal)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 8.8).

| Facet | Score |
|---|---|
| Discoverability | 50.0 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 4.8 |
| Commercial Clarity | 27.6 |
| Access Clarity | 27.6 |

Regulatory layer — **Payments**: 12.5 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Requires approval — onboarding: approval, pricing: unknown, trial: no (confidence: medium).

## Tags

Company, Fintech, Payments, Cross-Border Payments, Foreign Exchange, International Payments, Emerging Markets, Africa

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/capi-money/). Scores are computed from the provider's own public artifacts under a published rubric.