# Candor Finance

**Canonical:** https://apis.io/providers/candor-money/  
**Website:** https://candor.money  
**APIs profiled:** 1

Candor Finance provides an AI‑driven personal finance platform that helps users manage spending, bills, investments, and long‑term money goals. The service integrates with real accounts to generate weekly financial plans, offers budgeting tools, and answers hard‑money questions through an AI agent that can suggest actions like saving for a home or optimizing expenses.

## Kin Score — 45.4 / 100 (developing)

Scored 2026-10-31 under rubric 0.25.0.

| Facet | Score |
|---|---|
| Discoverability | 73.2 |
| Contract Quality | 47.8 |
| Contract Governance | 22.0 |
| Operational Transparency | 15.8 |
| Developer Ergonomics | 31.0 |
| Access Clarity | 63.2 |

Regulatory layer — **Horizontal (data, software, accessibility, platform)**: 32.7 (matched via fallback).

## Agent readiness — 42.1 (agent-ready)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | served |
| Idempotency | no |
| Error Semantics | derived |
| OpenAPI Examples | no |
| Rate Limit Signal | verified |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | yes |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |
| Delegated Identity | served |
| Protected Resource Metadata | verified |
| Dynamic Client Registration | yes |
| Agentic Commerce | no |
| Pagination Ratio | na |
| Operation Distinctiveness | na |

## APIs (1)

- **Candor Finance Conversations API** — The Conversations API from Candor Finance — 1 operation(s) for conversations.

## Agentic access (1)

- **Candor Money Agentic Access** — 1 operation

## Security (2)

- **Candor Money Domain Security** — TLSv1.3 · HSTS · DMARC
- **Candor Money Vulnerability Disclosure** — security.txt · contact published

## Plans (1)

- **Candor Money Plans Pricing**

## Tags

Company, Finance, AI, PersonalFinance, Budgeting

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/candor-money/). Scores are computed from the provider's own public artifacts under a published rubric.