# Cadana

**Canonical:** https://apis.io/providers/cadana/  
**Website:** https://cadanapay.com  
**APIs profiled:** 30

Cadana is a white-label global payment and payroll infrastructure provider for talent platforms, staffing companies, and HR providers. Its APIs let partners onboard and pay employees and contractors in 100+ countries, run multi-currency payroll, provision embedded wallets and virtual accounts, calculate gross-to-net tax across 150+ jurisdictions, and automate statutory filing and government remittance. The platform is delivered as five REST APIs (Workforce Management, Embedded Payments, Embedded Consumer Wallets, Global Tax Engine, and Statutory Compliance) with bearer-token auth, Svix-signed webhooks, a sandbox, and an embeddable white-label UI and salary-calculator widget. Backed by 500 Global.

## Kin Score — 50.8 / 100 (developing)

Scored 2026-08-21 under rubric 0.12.0. Trend: flat (+0.0 from 50.8).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 67.3 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 10.5 |
| Developer Ergonomics | 66.1 |
| Commercial Clarity | 35.5 |
| Access Clarity | 35.5 |

Regulatory layer — **Payments**: 46.9 (matched via tags).

## Agent readiness — 48.0 (agent-native)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | derived |
| Reversibility Documented | documented |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | documented |
| Error Semantics | verified |
| OpenAPI Examples | partial |
| Rate Limit Signal | no |
| Event Surface Described | yes |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (30)

- **Cadana Balances API** — APIs for managing user account balances
- **Cadana Beneficiaries API** — APIs for managing user beneficiaries
- **Cadana Businesses API** — APIs for interacting with Business
- **Cadana Contracts API** — APIs for interacting with contracts
- **Cadana Custom Auth API** — APIs for interacting with Custom Authentication
- **Cadana Entities API** — APIs for managing legal sub-entities (subsidiaries, branches) under a parent business
- **Cadana Events API** — Immutable audit trail
- **Cadana Files API** — APIs for interacting with file uploads
- **Cadana Filings API** — Create, submit, and track statutory returns — from upcoming obligations through acceptance
- **Cadana FX API** — APIs for managing foreign exchange rates
- **Cadana Instant Pay API** — APIs for interacting with Instant Pay functionality
- **Cadana Invoices API** — APIs for interacting with invoices
- **Cadana Jurisdictions API** — Discover supported countries, required fields, and filing types
- **Cadana KYB API** — APIs for business verification
- **Cadana Milestones API** — APIs for milestone-based contractor pay
- **Cadana Payouts API** — APIs for managing payouts
- **Cadana Payrolls API** — APIs for interacting with Payroll
- **Cadana Persons API** — APIs for interacting with the HR module
- **Cadana Platform API** — Platform APIs for interacting with businesses
- **Cadana Reimbursements API** — APIs for interacting with reimbursements
- **Cadana Remittances API** — Government payments linked to filings
- **Cadana Requirements API** — Prerequisites that must be satisfied before filing
- **Cadana Resources API** — Resource APIs to access and manage foundational data
- **Cadana Sandbox API** — APIs for relevant sandbox simulations
- **Cadana Statutory Fields API** — Submit and read entity-level statutory filing data
- **Cadana Tax Calculator API** — APIs for tax calculations
- **Cadana Transactions API** — APIs for managing user transactions
- **Cadana Treasury API** — APIs for business balances, funding, and withdrawals
- **Cadana Users API** — APIs for interacting with employee/contractor Cadana accounts
- **Cadana Virtual Accounts API** — APIs for managing virtual accounts

## MCP servers (1)

- **Cadana MCP Server**

## Agentic access (1)

- **Cadana Agentic Access** — 150 operations · 74 acting

## Security (3)

- **Cadana Authentication** — http · 1 scheme
- **Cadana Domain Security** — TLSv1.3 · HSTS · DMARC
- **Cadana Trust Center** — trust center published

## Tags

Company, Payroll, Payments, Global Payroll, Contractor Payments, Embedded Finance, Wallets, Tax, Compliance, Fintech, Money Transfer, White Label

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/cadana/). Scores are computed from the provider's own public artifacts under a published rubric.