# Buxfer

**Canonical:** https://apis.io/providers/buxfer/  
**Website:** https://www.buxfer.com/help/api  
**APIs profiled:** 5

Buxfer is a personal finance and money management platform that consolidates bank, investment and retirement accounts in one place. It connects to 20,000+ banks across 70+ countries, tracks assets in 100+ currencies, and provides budgeting with real-time alerts, expense forecasting, net-worth projection, automatic transaction tagging with custom rules, investment and retirement planning, shared-expense groups, and encrypted cloud backups to Dropbox, Google Drive or OneDrive. Buxfer exposes a JSON HTTP API for reading accounts, transactions, tags, budgets, reminders, groups, contacts and loans, and for creating, editing and deleting transactions and uploading statements. Authentication uses a login call that returns an ephemeral token passed on every subsequent request. Buxfer is a Y Combinator company.

## Kin Score — 46.5 / 100 (developing)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 46.5).

| Facet | Score |
|---|---|
| Discoverability | 81.5 |
| Contract Quality | 55.4 |
| Governance | 16.7 |
| Contract Governance | 16.7 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 47.0 |
| Commercial Clarity | 60.5 |
| Access Clarity | 60.5 |

Regulatory layer — **Banking & Open Finance**: 38.0 (matched via tags).

## Agent readiness — 31.8 (agent-aware)

| Dimension | Value |
|---|---|
| Spec Presence | yes |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | yes |
| Idempotency | no |
| Error Semantics | verified |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | derived |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Self-serve signup — onboarding: self-serve, pricing: unknown, trial: no (confidence: medium).

## APIs (5)

- **Buxfer Accounts API** — List accounts and balances.
- **Buxfer Authentication API** — Obtain an ephemeral API token.
- **Buxfer Organization API** — Tags, budgets, reminders.
- **Buxfer Social API** — Groups, contacts and loans for shared expenses.
- **Buxfer Transactions API** — Create, edit, delete, list and import transactions.

## MCP servers (1)

- **Buxfer MCP Server**

## Security (3)

- **Buxfer Authentication** — apiKey · 1 scheme
- **Buxfer Domain Security** — TLSv1.2 · HSTS
- **Buxfer Trust Center** — ISO 27001, PCI DSS

## Tags

Company, Personal Finance, Money Management, Budgeting, Banking, Fintech, Financial Data, Transaction, Investments, Expense Tracking

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/buxfer/). Scores are computed from the provider's own public artifacts under a published rubric.