# BrightPlan

**Canonical:** https://apis.io/providers/brightplan/  
**Website:** https://www.brightplan.com/  
**APIs profiled:** 0

BrightPlan is a San Jose, California based financial wellness company that sells a Total Financial Wellness platform to enterprise HR and benefits teams, combining a self-service digital financial planning application, an AI-powered financial wellness coach, and access to human CFP fiduciary advisors. BrightPlan LLC is an SEC-registered investment adviser, and the product is delivered to employees as an employer-sponsored benefit rather than as a self-serve consumer subscription. The employee experience runs at my.brightplan.com and web.brightplan.com with iOS and Android apps; employer value is framed around benefits engagement, retention, and measurable financial wellbeing. BrightPlan markets HRIS and benefits-system integration to employers but publishes no public developer program, API reference, or machine-readable specification of any kind.

## Kin Score — 13.9 / 100 (emerging)

Scored 2026-08-17 under rubric 0.11.0. Trend: flat (+0.0 from 13.9).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 0.0 |
| Operational Transparency | 0.0 |
| Developer Ergonomics | 6.5 |
| Commercial Clarity | 34.2 |

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Brightplan Domain Security** — TLSv1.3 · HSTS · DMARC

## Tags

Financial Wellness, Financial Planning, Employee Benefits, Human Resources, Wealth Management, Financial Services, Retirement, Investment Advice, Company

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/brightplan/). Scores are computed from the provider's own public artifacts under a published rubric.