# Breathe Life

**Canonical:** https://apis.io/providers/breathe-life/  
**Website:** https://www.breathelife.com/  
**APIs profiled:** 0

Breathe Life is a Montreal, Quebec based life insurance technology company — an enterprise SaaS core-systems vendor rather than a carrier or a broker — founded in 2018 to sell life insurers a modern new-business origination and distribution platform. Its product was the Breathe Life Hybrid Origination (Hybrid Distribution) Platform, sold either end-to-end or as four separately licensable modules: Quoter, Hybrid e-App, Advisor Tools and Data Dashboards, supporting advisor-driven, consumer self-serve, or blended selling of individual life products with simple and complex underwriting paths. Its home market is Canada, and its named clients were Canadian and North American life carriers, fraternals and faith-based insurers including Teachers Life, FaithLife Financial, National Bank Insurance, National Catholic Society of Foresters and La Capitale. The company raised CAD $11.5M in August 2020 from Diagram Ventures, Real Ventures and Investissement Quebec plus angels from AXA, AIG and RGA, was named to the 2020 InsurTech 100, and held PCI DSS, SOC 2 Type II and SOC 3 attestations. SE2, an Eldridge business, announced its acquisition of Breathe Life on 2022-03-28; SE2 subsequently rebranded as Zinnia, and the Breathe Life site carried a "We are now part of Zinnia!" banner before being decommissioned. Its API posture is closed and now historical: as of the 2026-07-25 review Breathe Life never published a developer portal, API reference, OpenAPI or Swagger definition, Postman collection, GraphQL endpoint, webhook catalog or ACORD/AL3 conformance claim on breathelife.com, and the domain no longer serves a site at all — breathelife.com returns an nginx "Site Not Configured" 404 and www.breathelife.com returns a WP Engine "Site is not available" 404. Quote, bind, issue and FNOL existed only as capabilities inside a carrier-licensed, login-gated SaaS product, never as an addressable public API.

## Kin Score — 6.7 / 100 (minimal)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 6.7).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 0.0 |
| Governance | 18.2 |
| Contract Governance | 18.2 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 0.0 |
| Commercial Clarity | 0.0 |
| Access Clarity | 0.0 |

Regulatory layer — **Insurance**: 16.7 (matched via tags).

## Agent readiness — 0.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | no |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Security (1)

- **Breathe Life Domain Security** — DMARC

## Tags

Insurance, Canada, Life Insurance, Insurtech, Core Systems, Policy Origination, Quoting, Underwriting, Agent Tools, Software-as-a-Service, Acquired

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/breathe-life/). Scores are computed from the provider's own public artifacts under a published rubric.