# Bluevine

**Canonical:** https://apis.io/providers/bluevine/  
**Website:** https://www.bluevine.com/  
**APIs profiled:** 0

Bluevine is a small business banking and lending platform offering business checking accounts, lines of credit, bill pay, invoicing, and cash flow management tools for United States small and medium businesses. Bluevine does not publish a first-party public developer API or developer portal; external programmatic connectivity is delivered through the Plaid open-banking aggregator (with Finicity/Mastercard coverage also reported) and through native app integrations to QuickBooks Online, Xero, Wave, Expensify, Stripe, Square, Gusto, Cash App, and Venmo. Deposits are FDIC-insured up to $3 million through a sweep network, with revolving credit up to $250,000 issued by Celtic Bank.

## Kin Score — 25.2 / 100 (emerging)

Scored 2026-08-20 under rubric 0.12.0. Trend: flat (+0.0 from 25.2).

| Facet | Score |
|---|---|
| Discoverability | 57.4 |
| Contract Quality | 7.0 |
| Governance | 0.0 |
| Contract Governance | 0.0 |
| Operational Transparency | 2.6 |
| Developer Ergonomics | 28.6 |
| Commercial Clarity | 67.1 |
| Access Clarity | 67.1 |

Regulatory layer — **Banking & Open Finance**: 19.0 (matched via tags).

## Agent readiness — 3.0 (human-only)

| Dimension | Value |
|---|---|
| Spec Presence | no |
| Agentic Access | no |
| Reversibility Documented | no |
| MCP Server | no |
| Auth Clarity | no |
| Idempotency | no |
| Error Semantics | no |
| OpenAPI Examples | no |
| Rate Limit Signal | documented |
| Event Surface Described | no |
| Agent Skills | no |
| Well Known Catalog | no |
| Consent Identity | no |
| Agent Card | no |
| Dry Run Mode | no |

## Access

Paid — onboarding: unknown, pricing: paid, trial: no (confidence: medium).

## Security (1)

- **Bluevine Domain Security** — TLSv1.3 · HSTS · DNSSEC · DMARC

## Plans (1)

- **Bluevine Plans Pricing**

## Tags

Business Banking, Small Business, Fintech, Line of Credit, Bill Pay, Invoicing, Cash Flow, Business Checking, Open Banking, Lending, United States, Aggregator Access

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Profiled by [API Evangelist](https://apievangelist.com) and published on [APIs.io](https://apis.io/providers/bluevine/). Scores are computed from the provider's own public artifacts under a published rubric.